Insurance Agent Salary

Insurance Agent Salary in Georgia: $73,657 (2026)

Quick Answer:Across Georgia's 40 metropolitan areas, the average median insurance agent pay sits at $73,657/year heading into 2026 — a figure projected from 2025 BLS OEWS wage data for SOC 41-3021. Because Georgia sits at BEA RPP 93.1 (7% below the U.S. baseline), that statewide median translates to roughly $79,116 in nationally-comparable purchasing power. Highest-paying metros: Sandy Springs ($77,476), Atlanta ($75,990), Roswell ($74,267).

Insurance Agent Salary in Georgia - 2025 BLS Data Infographic
Georgia insurance agent salary overview (2026)
$73,657
Avg Median Salary
$35.42
Avg Hourly Rate
12,983
Metro Employed
40
Cities

In 2026, the average median salary for insurance agents in Georgia is projected to be $73,656, which is 14.2% higher than the national median of $64,522. Sandy Springs leads the state in salary, with agents earning $80,265, while Albany's agents are at the lower end, making $49,749. This significant salary gap is primarily driven by factors such as cost of living, demand for insurance products, and the concentration of businesses within these cities. Georgia's insurance agents must navigate specific state licensing requirements and are permitted to operate within defined scopes of practice, which can influence overall earning potential. Additionally, the demand for insurance coverage, propelled by shifts in population and economic conditions, plays a crucial role in shaping job prospects. With a total employment figure of 12,983 insurance agents and a projected annual growth rate of 3.60%, the job market in Georgia shows positive trends. Top cities like Atlanta and Roswell follow Sandy Springs with salaries of $78,726 and $76,941, respectively. This environment suggests that there are ample opportunities for those looking to enter or advance in the insurance industry in Georgia.

Georgia Insurance Agent Salary Range

Entry Level (10th %ile)
$38,766
avg across 40 cities
Median
$73,657
state average
Top Earners (90th %ile)
$166,024
avg across 40 cities

Overall salary range in Georgia: $31,590 (lowest entry-level) to $237,752 (highest top earner)

Georgia vs National Average

Georgia
$73,657
National Median
$64,522

Georgia insurance agents earn 14.16% more than the national median (+$9,135/year difference).

Georgia Insurance Agent Salary Distribution (2026)

Vertical bar chart showing Georgia insurance agent salary percentiles: 10th percentile $38,766, 25th $49,274, Median $73,657, 75th $104,364, 90th $166,024. US national median is $64,522.$46.5K$93.0K$139.5K$185.9K$38.8K10thEntry Level$49.3K25thEarly Career$73.7KMedianMid Career$104.4K75thExperienced$166.0K90thTop EarnerUS Median $64.5K

Insurance Agent salaries in Georgia range from $38,766 (entry-level, 10th percentile) to $166,024 (top earners, 90th percentile), with a median of $73,657. The Georgia median is $9,135 above the US national median of $64,522. The average hourly rate is $35.42/hr. Approximately 12,983 insurance agents are employed across 40 cities.

2019 BLS Actual

$41,159

2025 BLS Actual

$71,097

2026 Current Est.

$73,657

2019–2027 Growth

+85.4%

Salary Trajectory for Insurance Agents in Georgia (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.

BLS Actual Estimated Projected
Salary trajectory chart for insurance agents in Georgia. Baseline $41,159 in 2025, projected to $76,309 by 2027.$34.1K$46.4K$58.7K$71.0K$83.3K2019202020212022202320242025202620272025 BLS$41.2K$46.0K$58.6K$57.8K$57.1K$57.7K$71.1K$73.7K$76.3K
YearAnnual SalaryStatus
2019$41,159Actual
2020$45,987Actual
2021$58,649Actual
2022$57,785Actual
2023$57,121Actual
2024$57,707Actual
2025$71,097Actual
2026(current)$73,657Estimated
2027$76,309Projected

Based on 7 years of BLS OEWS data for the Georgia metropolitan area, the median insurance agent salary grew 72.7% from $41,159 (2019) to $71,097 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $76,309 by 2027 — a total increase of $35,150 (85.40%) from 2019.

Note: Historical values (20192025) are actual BLS OEWS figures for the Georgia metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Top 5 Highest Paying Cities in Georgia

#1
Sandy Springs
18 employed · $38.59/hr
$80,265
+8.97% vs avg
#2
Atlanta
9,660 employed · $37.86/hr
$78,726
+6.88% vs avg
#3
Roswell
19 employed · $37.00/hr
$76,941
+4.46% vs avg
#4
Columbus
630 employed · $32.72/hr
$68,044
-7.62% vs avg
#5
Rome
140 employed · $32.39/hr
$67,371
-8.53% vs avg

Lowest Paying Cities in Georgia

CityMedian Salary
Albany$49,749
Augusta$50,308
Griffin$51,798
Canton$52,781
Tucker$52,906

Best Value Cities for Insurance Agents in Georgia

When adjusted for local cost of living, these Georgia cities offer the most purchasing power for insurance agents.

CityNominal SalaryCoL IndexAdjusted Salary
Sandy Springs$80,26593.1$86,214
Roswell$76,94193.1$82,643
Atlanta$78,726100.058$78,680
Columbus$68,04489.296$76,201
Rome$67,37190.161$74,723

Adjusted salary = nominal salary × (100 / CoL index). CoL index: 100 = national average. Lower index = lower cost of living.

Salary by Experience Level in Georgia

Experience LevelEstimated Annual
Entry Level (0-2 years)$38,766
Mid Career (3-7 years)$73,657
Experienced (7+ years)$166,024

Estimates based on BLS percentile data averaged across Georgia metro areas. Individual pay varies by employer, certifications, and specialization.

All 40 Cities in Georgia

#CityMedian Salary
1Sandy Springs$80,265
2Atlanta$78,726
3Roswell$76,941
4Columbus$68,044
5Rome$67,371
6Athens$66,812
7Savannah$64,066
8Macon$57,146
9Alpharetta$56,251
10South Fulton$56,185
11Brunswick$55,685
12Brookhaven$55,682
13Lawrenceville$55,295
14Statesboro$55,235
15Woodstock$55,170
16Stockbridge$55,088
17Pooler$55,011
18Marietta$54,672
19Peachtree Corners$54,665
20Johns Creek$54,429
21Hinesville$54,121
22Evans$54,012
23Douglasville$53,960
24Dunwoody$53,957
25Smyrna$53,900
26Warner Robins$53,882
27Gainesville$53,686
28McDonough$53,671
29Newnan$53,584
30Milton$53,563
31Valdosta$53,385
32Dalton$53,354
33Kennesaw$53,161
34Cartersville$53,041
35Peachtree City$53,040
36Tucker$52,906
37Canton$52,781
38Griffin$51,798
39Augusta$50,308
40Albany$49,749

More Georgia Salary Data

Hourly Rates

Explore insurance agent hourly pay in Georgia cities.

Entry Level

Starting salaries for new insurance agents.

Senior / Experienced

Top earner salaries for experienced insurance agents.

Compare Cities in Georgia

View all comparisons →

Explore More Insurance Agent Salary Data

Frequently Asked Questions

How much do insurance agents make in Georgia in 2026?

The average median insurance agent salary in Georgia is $73,657/year across 40 metro areas, based on estimated 2026 (projected from 2025 BLS data). Salaries range from $49,749 in Albany to $80,265 in Sandy Springs. This makes Georgia one of the higher-paying states, at 14.16% above the national median of $64,522. The state employs approximately 12,983 insurance agents.

What is the highest paying city for insurance agents in Georgia?

Sandy Springs offers the highest insurance agent salary in Georgia at $80,265/year ($38.59/hr), based on estimated 2026 (projected from 2025 BLS data). The top 3 highest-paying cities are Sandy Springs ($80,265), Atlanta ($78,726), Roswell ($76,941). Higher pay in these metros is typically driven by cost of living, demand for insurance services, and competition among employers for licensed insurance agents.

How does Georgia insurance agent pay compare to the national average?

Georgia's average insurance agent salary of $73,657 is 14.16% above the national median of $64,522 in 2026. The state employs approximately 12,983 insurance agents across 40 metropolitan areas. When comparing salaries, consider cost-of-living differences — a lower nominal salary in an affordable area may provide better purchasing power than a higher salary in an expensive metro.

What is the entry-level insurance agent salary in Georgia?

Entry-level insurance agents (10th percentile) in Georgia earn approximately $38,766/year on average, based on estimated 2026 (projected from 2025 BLS data). Starting salaries range from $31,590 in lower-paying areas to $46,688 in the highest-paying metros. New graduates should expect salaries at the lower end and can typically reach the area median within 3–5 years of clinical experience.

How many insurance agents are employed in Georgia?

Georgia employs approximately 12,983 insurance agents across 40 metropolitan areas, based on the latest BLS data. This makes Georgia one of the larger employers of insurance agents nationally. Demand continues to grow as the insurance field expands and the population ages.

Which Georgia city offers the best value for insurance agents?

When adjusted for cost of living, Sandy Springs offers the highest purchasing power for insurance agents in Georgia, with an adjusted salary of $86,214 (nominal: $80,265, CoL index: 93.1). This means your dollar goes 7% further compared to the national average, making it an attractive option for maximizing real income.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

Statewide salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to each metro area's reported salary to estimate current 2026 insurance agent compensation across Georgia. State averages are employment-weighted across 40 metro areas — larger metro areas with more insurance agentscontribute proportionally more to the average, producing figures that better reflect typical compensation. Individual pay varies by city, employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS, 7-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov

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