Insurance Agent Salary in Bristol, CT: $78,200 (2026)
Quick Answer:A full-time insurance agent in Bristol, CT earns a median $78,200/year (≈ $37.60/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Bristol's price level (8% above national, BEA RPP 107.9), that paycheck buys what $72,475 would nationally. Nominal pay sits 0.8% below the Connecticut state average.
Based on BLS state-level estimates · View source
Insurance agents in Bristol, Connecticut are projected to see a median annual pay of $78,200 in 2026, significantly higher than the national average of $64,522. The local salary range is expected to span from $45,356 at the 10th percentile to $121,211 at the 90th percentile, indicating a diverse income spectrum tied to experience and specialization within the field. With insurance agents often working in personal vs. commercial lines, those focusing on commercial lines tend to command higher commissions, contributing to the variation in earnings. These figures are derived from state-level data by the Bureau of Labor Statistics (BLS), adjusted for regional price parity, highlighting Bristol's competitive compensation for insurance professionals amid the evolving insurance market.
About the Bristol Market
Salary estimated from Connecticut average ($78,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $45,356 | $21.81 |
| Lower Range (P25) | $61,017 | $29.34 |
| Median (P50)(typical) | $78,200 | $37.60 |
| Upper Range (P75) | $100,096 | $48.12 |
| Top Earners (P90) | $121,211 | $58.27 |
Median Salary Position
21.20% above the national average
2026 Salary Percentile Distribution in Bristol
In Bristol, CT, the insurance agent salary spread from the 10th to 90th percentile is $75,855 (2026 est.). At $78,200, the local median is 21.2% above the national median of $64,522.
Salary Calculator
At 40 hours/week in Bristol: You'd be in the lower-middle range
How Bristol Insurance Agent Pay Compares
Bristol median: $78,200/year (2026)
| Compared To | Median Salary | Bristol Pays |
|---|---|---|
| Connecticut Average | $78,831 | -0.80% less |
| National Average | $64,522 | +21.20% more |
Insurance Agents in Bristol, CT earn a median of $78,200 per year (2026 est.), which is 21.20% higher than the national median of $64,522 and 0.80% below the Connecticut state average of $78,831.
Cost-of-Living Adjusted Salary
Bristol has a cost of living 7.90% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Bristol, CT has a cost-of-living index of 107.9 (above the national average of 100). While the nominal salary of $78,200 is competitive, the higher cost of living reduces purchasing power to an effective $72,475 — a 7.32% reduction.
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2019 BLS Actual
$61,739
2025 BLS Actual
$75,483
2026 Current Est.
$78,200
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Bristol (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $61,739 | Actual |
| 2020 | $63,242 | Actual |
| 2021 | $60,406 | Actual |
| 2022 | $70,126 | Actual |
| 2023 | $71,605 | Actual |
| 2024 | $83,490 | Actual |
| 2025 | $75,483 | Actual |
| 2026(current) | $78,200 | Estimated |
| 2027 | $81,016 | Projected |
Based on 7 years of BLS OEWS data for the Bristol metropolitan area, the median insurance agent salary grew 22.3% from $61,739 (2019) to $75,483 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $81,016 by 2027 — a total increase of $19,277 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Bristol metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $45,356 – $61,017 |
| 3-5 years (Mid Career) | $61,017 – $78,200 |
| 5+ years (Experienced) | $78,200 – $100,096 |
| 10+ years (Top Earner) | $100,096 – $121,211 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Bristol
Within the local job market, Bristol currently employs 13 insurance agents, a number reflecting a steady demand for these professionals. The cost of living index stands at 107.9, indicating that while salaries are comparatively strong, housing and necessities may be slightly costlier than the national average. Among the most lucrative employers in the area are captive agencies, like State Farm and Allstate, alongside independent brokerages that often provide commission structures attractive to high performers. The disparity in earnings between agents arises from several factors, including the size of their book of business, the type of insurance lines sold, and whether they operate under a captive or independent model. For those looking to maximize their insurance agent pay in Bristol, CT, focusing on acquiring commercial lines experience, considering agency ownership, or working with large multi-carrier brokerages may yield substantial financial benefits.
More salary data for Bristol, CT:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $75,483 for insurance agentsin the Bristol metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Bristol is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov