Insurance Agent Hourly Pay in Vineyard, UT: $24.77 (2026)
Quick Answer:Hourly pay for a insurance agent working in Vineyard, UT runs $24.77 at the median for 2026 — annualizing to $51,518 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Vineyard's regional price level (BEA RPP 98.1, 2% below national), each hour of work buys what $25.25 nationally would. A 24-hour part-time schedule grosses $30,914 per year.
Based on BLS state-level estimates · View source
Insurance agents in Vineyard, Utah, earn a median hourly pay of $24.77, which is notably below the national hourly median of $31.02. This pay structure means that part-time workers, who might typically work three days a week, can expect to take home around $24,000 to $30,000 annually if they work 24 hours a week. In real-world settings, such as captive agent storefronts, independent agency offices, or virtual customer interactions, the hourly wages for agents can vary significantly—entry-level agents may earn as little as $15.09 per hour, while seasoned professionals in the top 10% command rates as high as $38.39. Estimates for these hourly rates derive from 2026 projected data based on 2025 BLS data, reflecting earnings across various employment models prevalent in the insurance field.
About the Vineyard Market
Salary estimated from Utah average ($55,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $15.09 | $120.76 |
| Lower Range (P25) | $18.52 | $148.19 |
| Median (P50) | $24.77 | $198.17 |
| Upper Range (P75) | $31.70 | $253.61 |
| Top Earners (P90) | $38.39 | $307.15 |
Estimated Annual Income by Work Schedule in Vineyard
Based on $24.77/hr median hourly rate · 2026 est.
At $24.77/hr, a insurance agent working full-time (40 hr/wk) in Vineyard, UT can expect to earn approximately $51,523 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $29,725. With a cost-of-living index of 98.10 (below the national average), these earnings stretch further in Vineyard.
Hourly Rate Calculator
Schedule Comparison in Vineyard
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $990.83 | $4,294 | $51,523 |
| Part-Time (24 hrs) | $594.50 | $2,576 | $30,914 |
| Per Diem (16 hrs) | $396.33 | $1,717 | $20,609 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Vineyard) | $24.77 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Vineyard, UT earn a median of $51,518 per year (2026 est.), which is 20.15% lower than the national median of $64,522 and 5.40% below the Utah state average of $54,459.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $24.77/hr = $30,914/year (purchasing power: $31,513).
Working 40h/week (full-time) = $51,523/year (purchasing power: $52,521).
CoL index: 98.1 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$19.56/hr
2025 BLS Actual
$23.91/hr
2026 Current Est.
$24.77/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Vineyard (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $19.56/hr | Actual |
| 2020 | $20.03/hr | Actual |
| 2021 | $19.13/hr | Actual |
| 2022 | $22.21/hr | Actual |
| 2023 | $22.68/hr | Actual |
| 2024 | $24.53/hr | Actual |
| 2025 | $23.91/hr | Actual |
| 2026(current) | $24.77/hr | Estimated |
| 2027 | $25.66/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Vineyard grew 22.3% from $19.56/hr (2019) to $23.91/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $25.66/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Vineyard metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Vineyard
When considering part-time earning potential, it becomes clear that those working in a three-day schedule miss out on the higher full-time wages that can exceed the $51,000 mark annually. However, most insurance professionals in Vineyard operate on commission-based pay models, making per diem or 1099 arrangements less common. In niche roles, such as risk consulting or expert witnesses in coverage disputes, rates can reach upwards of $300 to $600 per hour, significantly enhancing earning flexibility compared to standard agency work. Additionally, rates will differ based on agency type; captive insurers typically provide lower hourly pay but offer benefits, whereas independent agencies and large commercial brokerages may yield higher hourly earnings but often do not include health insurance. For insurance agents in Vineyard, negotiating hourly rates can take strategic focus, especially when considering trade-offs between compensation and benefits, ensuring that agents advocate effectively for their worth in this evolving market.
More salary data for Vineyard, UT:
Frequently Asked Questions
What is the hourly rate for insurance agents in Vineyard in 2026?
How much do part-time insurance agents make in Vineyard?
Are insurance agents in Vineyard paid hourly or salary?
How much does a full-time insurance agent make per year in Vineyard?
Do insurance agents earn more per hour working part-time in Vineyard?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Utah
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Vineyard. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Vineyard is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov