Insurance Agent Salary

Ogden vs Vineyard: Insurance Agent Salary (2026)

Compare insurance agent salaries between Ogden, UT and Vineyard, UT. All figures are 2026 estimates projected from BLS 2025 data.

Ogden, UT
$47,905
$23.03/hr
Vineyard, UT
$51,518
$24.77/hr

Side-by-Side Comparison

MetricOgden, UTVineyard, UT
Median Salary$47,905$51,518
Hourly Rate$23.03$24.77
Entry Level (P10)$38,042$31,395
25th Percentile$47,252$38,533
75th Percentile$79,565$65,943
Top Earner (P90)$127,915$79,853
Total Employed6904
Side-by-side bar chart comparing Ogden ($47,905) and Vineyard ($51,518) insurance agent salaries.OgdenVineyardMedian Salary$47,905$51,518Entry Level (P10)$38,042$31,395Top Earner (P90)$127,915$79,853US Median $64,522

Verdict

Ogden and Vineyard are closely matched on overall insurance agent compensation, each winning on different metrics.

The salary gap between Ogden and Vineyard is $3,613 (7.54%). Vineyard's median is -20.15% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Ogden spans $89,873,Vineyard spans $48,458. Ogden has a wider pay range, meaning more potential for high earners but also more variation.

Ogden
P10 (Entry)$38,042
P25$47,252
Median$47,905
P75$79,565
P90 (Top)$127,915
Vineyard
P10 (Entry)$31,395
P25$38,533
Median$51,518
P75$65,943
P90 (Top)$79,853

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Vineyard ($52,516 effective) pays 10.01% more than Ogden ($47,738 effective).

Ogden
Nominal: $47,905
CoL Index: 100.349
Adjusted: $47,738
Vineyard
Nominal: $51,518
CoL Index: 98.1
Adjusted: $52,516

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Ogden if…

  • Better top-earner potential ($127,915)
  • Larger job market (690 employed)
  • You prefer the Utah area and lifestyle

Choose Vineyard if…

  • Higher median salary ($51,518/year)
  • Better purchasing power (CoL-adjusted: $52,516)
  • You prefer the Utah area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Ogden grew 29.1% from 2019 to 2025, compared to -2.5% growth in Vineyard over the same period.

Ogden, UT

+29.1%

$35,820 (2019) → $46,240 (2025)

Vineyard, UT

+-2.5%

$51,028 (2024) → $49,728 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Ogden or Vineyard?

Vineyard has a higher median insurance agent salary at $51,518/year, compared to Ogden at $47,905/year — a difference of $3,613 (7.54%).

What is the hourly rate difference between Ogden and Vineyard?

Ogden insurance agents earn $23.03/hr while Vineyard hygienists earn $24.77/hr (2026 est.).

Should I relocate from Ogden to Vineyard as a insurance agent?

Consider more than just salary when comparing Ogden and Vineyard. Factor in cost of living (CoL-adjusted: Ogden = $47,738, Vineyard = $52,516), job availability (690 vs 4 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Ogden vs Vineyard?

Entry-level (10th percentile) insurance agents earn $38,042 in Ogden and $31,395 in Vineyard. The Ogden area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov