Insurance Agent Hourly Pay in Dover, NH: $32.19 (2026)
Quick Answer:Hourly pay for a insurance agent working in Dover, NH runs $32.19 at the median for 2026 — annualizing to $66,942 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Dover's regional price level (BEA RPP 107.3, 7% above national), each hour of work buys what $30.00 nationally would. A 24-hour part-time schedule grosses $40,171 per year.
Based on BLS state-level estimates · View source
In Dover, New Hampshire, the insurance agent hourly pay stands at a median of $32.19, outperforming the national median of $31.02. This competitive rate indicates that both full-time and part-time workers benefit from a lucrative compensation structure, allowing those working three days a week or those in per-diem roles to earn a notable income. Work environments may include captive agent storefronts, independent agency offices, or client business visits for commercial inspections. The hourly range in Dover varies significantly, with entry-level positions starting at $21.17 while top earners can command as much as $49.88. These projections, which draw from annual salary estimates, reflect the diverse opportunities within the insurance industry in this region.
About the Dover Market
Salary estimated from New Hampshire average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $21.17 | $169.32 |
| Lower Range (P25) | $25.29 | $202.31 |
| Median (P50) | $32.19 | $257.51 |
| Upper Range (P75) | $41.19 | $329.53 |
| Top Earners (P90) | $49.88 | $399.07 |
Estimated Annual Income by Work Schedule in Dover
Based on $32.19/hr median hourly rate · 2026 est.
At $32.19/hr, a insurance agent working full-time (40 hr/wk) in Dover, NH can expect to earn approximately $66,952 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $38,626. With a cost-of-living index of 107.30 (above the national average), these earnings may be offset by higher expenses in Dover.
Hourly Rate Calculator
Schedule Comparison in Dover
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,287.54 | $5,579 | $66,952 |
| Part-Time (24 hrs) | $772.52 | $3,348 | $40,171 |
| Per Diem (16 hrs) | $515.02 | $2,232 | $26,781 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Dover) | $32.19 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Dover, NH earn a median of $66,942 per year (2026 est.), which is 3.75% higher than the national median of $64,522 and 3.30% below the New Hampshire state average of $69,227.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $32.19/hr = $40,171/year (purchasing power: $37,438).
Working 40h/week (full-time) = $66,952/year (purchasing power: $62,397).
CoL index: 107.3 (100 = national average).
2019 BLS Actual
$33.75/hr
2025 BLS Actual
$31.07/hr
2026 Current Est.
$32.19/hr
2019–2027 Growth
+-1.2%
Hourly Rate Trajectory for Insurance Agents in Dover (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $33.75/hr | Actual |
| 2020 | $37.10/hr | Actual |
| 2021 | $29.02/hr | Actual |
| 2022 | $29.04/hr | Actual |
| 2023 | $28.16/hr | Actual |
| 2024 | $30.93/hr | Actual |
| 2025 | $31.07/hr | Actual |
| 2026(current) | $32.19/hr | Estimated |
| 2027 | $33.35/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Dover grew -7.9% from $33.75/hr (2019) to $31.07/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $33.35/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Dover metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Dover
For part-time agents, working a typical 24-hour week offers an annual take-home pay that's significantly lower than full-time agents, creating a distinct financial landscape. The majority of insurance compensation is built around commission and salary structures, making the per-diem or 1099 arrangements less common; however, consultants in specialized areas can demand rates ranging from $200 to $600 per hour based on expertise. In Dover, hourly wages fluctuate according to the type of employer; captive agents from companies like State Farm or Allstate may earn less without the benefits that independent agency or large brokerage roles offer, although commercial lines typically yield higher salaries. Insurance agents often make trade-offs between hourly wages and health benefits, a strategic choice that can impact overall compensation. Negotiating pay effectively requires industry insight, particularly in a competitive market like Dover, where understanding the nuances of compensation across various agency models can position agents for better earning potential.
More salary data for Dover, NH:
Frequently Asked Questions
What is the hourly rate for insurance agents in Dover in 2026?
How much do part-time insurance agents make in Dover?
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Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Dover. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Dover is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov