Insurance Agent Hourly Pay in Concord, NH: $31.71 (2026)
Quick Answer:Hourly pay for a insurance agent working in Concord, NH runs $31.71 at the median for 2026 — annualizing to $65,970 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Concord's regional price level (BEA RPP 107.3, 7% above national), each hour of work buys what $29.55 nationally would. A 24-hour part-time schedule grosses $39,577 per year.
Based on BLS state-level estimates · View source
Insurance agents in Concord, NH, earn a median hourly rate of $31.71, which surpasses the national median of $31.02. This competitive pay rate is advantageous for both full-time and part-time workers, including those operating in traditional settings such as captive agent storefronts or independent agencies, as well as per-diem insurance agents who may prefer flexibility. The estimated hourly range for entry-level positions starts at around $20.10, while seasoned professionals can attain rates as high as $49.16, reflecting the significant variance in earning potential within the profession. Understanding these figures can assist agents in negotiating their pay—whether they are working in commercial brokerage floors or conducting client visits for policy evaluations.
About the Concord Market
Salary estimated from New Hampshire average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $20.10 | $160.79 |
| Lower Range (P25) | $24.37 | $194.93 |
| Median (P50) | $31.71 | $253.70 |
| Upper Range (P75) | $40.60 | $324.81 |
| Top Earners (P90) | $49.16 | $393.27 |
Estimated Annual Income by Work Schedule in Concord
Based on $31.71/hr median hourly rate · 2026 est.
At $31.71/hr, a insurance agent working full-time (40 hr/wk) in Concord, NH can expect to earn approximately $65,961 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $38,054. With a cost-of-living index of 107.30 (above the national average), these earnings may be offset by higher expenses in Concord.
Hourly Rate Calculator
Schedule Comparison in Concord
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,268.48 | $5,497 | $65,961 |
| Part-Time (24 hrs) | $761.09 | $3,298 | $39,577 |
| Per Diem (16 hrs) | $507.39 | $2,199 | $26,384 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Concord) | $31.71 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Concord, NH earn a median of $65,970 per year (2026 est.), which is 2.24% higher than the national median of $64,522 and 4.70% below the New Hampshire state average of $69,224.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $31.71/hr = $39,577/year (purchasing power: $36,884).
Working 40h/week (full-time) = $65,961/year (purchasing power: $61,473).
CoL index: 107.3 (100 = national average).
2019 BLS Actual
$25.04/hr
2025 BLS Actual
$30.61/hr
2026 Current Est.
$31.71/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Concord (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $25.04/hr | Actual |
| 2020 | $25.65/hr | Actual |
| 2021 | $24.50/hr | Actual |
| 2022 | $28.44/hr | Actual |
| 2023 | $29.04/hr | Actual |
| 2024 | $30.48/hr | Actual |
| 2025 | $30.61/hr | Actual |
| 2026(current) | $31.71/hr | Estimated |
| 2027 | $32.85/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Concord grew 22.3% from $25.04/hr (2019) to $30.61/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $32.85/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Concord metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Concord
Many insurance agents in Concord opt for part-time work, which allows flexibility but affects annual income. For instance, an agent working three days a week, totaling 24 hours, might earn roughly $39,230 annually, compared to those working full-time. Moreover, while per-diem insurance agent pay in Concord could seem appealing, it’s less common. Most agents typically rely on commission, often leading to varied income based on performance rather than fixed hourly pay. Additionally, agents employed by captive agencies may earn lower hourly rates compared to those in larger firms or independent brokerages, with agents in commercial lines commanding higher fees. Negotiation strategies should hinge on the trade-off between lower hourly rates with health benefits at captive agencies versus higher pay at independent firms with fewer perks. Understanding these dynamics can empower agents to forge better agreements suited to their career aspirations.
More salary data for Concord, NH:
Frequently Asked Questions
What is the hourly rate for insurance agents in Concord in 2026?
How much do part-time insurance agents make in Concord?
Are insurance agents in Concord paid hourly or salary?
How much does a full-time insurance agent make per year in Concord?
Do insurance agents earn more per hour working part-time in Concord?
Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Concord. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Concord is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov