Insurance Agent Hourly Pay in Kansas City, KS: $32.79 (2026)
Quick Answer:Hourly pay for a insurance agent working in Kansas City, KS runs $32.79 at the median for 2026 — annualizing to $68,196 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Kansas City's regional price level (BEA RPP 90.9, 9% below national), each hour of work buys what $36.07 nationally would. A 24-hour part-time schedule grosses $40,921 per year.
Based on BLS state-level estimates · View source
In 2026, the insurance agent hourly pay in Kansas City, Kansas, is projected to be $32.79, which is notably higher than the national hourly median of $31.02. This rate presents a viable opportunity for both full-time agents and part-time workers, particularly those opting for schedules like three days a week. In such scenarios, part-time agents working around 24 hours weekly can earn a competitive income while maintaining flexibility. The projected hourly range extends from $19.02 at the entry-level (P10) to $50.82 for top earners (P90). This comprehensive rate profile illustrates the diverse earning potential for insurance agents across various settings, including captive agency storefronts, independent offices, and commercial brokerage environments, as well as engagements conducted remotely or in-person during client inspections.
About the Kansas City Market
Salary estimated from Kansas average ($58,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $19.02 | $152.17 |
| Lower Range (P25) | $23.61 | $188.88 |
| Median (P50) | $32.79 | $262.32 |
| Upper Range (P75) | $41.97 | $335.75 |
| Top Earners (P90) | $50.82 | $406.53 |
Estimated Annual Income by Work Schedule in Kansas City
Based on $32.79/hr median hourly rate · 2026 est.
At $32.79/hr, a insurance agent working full-time (40 hr/wk) in Kansas City, KS can expect to earn approximately $68,202 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $39,347. With a cost-of-living index of 90.90 (below the national average), these earnings stretch further in Kansas City.
Hourly Rate Calculator
Schedule Comparison in Kansas City
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,311.58 | $5,683 | $68,202 |
| Part-Time (24 hrs) | $786.95 | $3,410 | $40,921 |
| Per Diem (16 hrs) | $524.63 | $2,273 | $27,281 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Kansas City) | $32.79 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Kansas City, KS earn a median of $68,196 per year (2026 est.), which is 5.69% higher than the national median of $64,522 and 16.30% above the Kansas state average of $58,638.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $32.79/hr = $40,921/year (purchasing power: $45,018).
Working 40h/week (full-time) = $68,202/year (purchasing power: $75,030).
CoL index: 90.9 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$25.89/hr
2025 BLS Actual
$31.65/hr
2026 Current Est.
$32.79/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Kansas City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $25.89/hr | Actual |
| 2020 | $26.52/hr | Actual |
| 2021 | $25.33/hr | Actual |
| 2022 | $29.40/hr | Actual |
| 2023 | $30.02/hr | Actual |
| 2024 | $25.76/hr | Actual |
| 2025 | $31.65/hr | Actual |
| 2026(current) | $32.79/hr | Estimated |
| 2027 | $33.97/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Kansas City grew 22.3% from $25.89/hr (2019) to $31.65/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $33.97/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kansas City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Kansas City
When considering part-time roles, an agent working 24 hours per week could yield a respectable annual income that is significantly lower than that of full-time colleagues but still competitive for those valuing work-life balance. Moreover, while 1099 or per diem insurance agent pay in Kansas City is less common, many agents earn commissions rather than fixed hourly wages; this compensation model creates variability. Experts in the field, such as risk managers or consultants, can charge rates ranging from $200 to $600 per hour, depending on their specialization and reputation. Different employer types also impact hourly earnings in Kansas City, with captive agents typically earning less than independent agents or those employed by large commercial brokerage firms. Some agents may choose a lower hourly rate for the added perk of employer-provided health insurance, while others might prioritize higher hourly pay without benefits. Those negotiating their hourly rates should benchmark against local standards and consider highlighting their qualifications, such as insurance licensing or obtaining credentials like CPCU, to strengthen their position.
More salary data for Kansas City, KS:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Kansas City. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Kansas City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov