Insurance Agent Hourly Pay in Topeka, KS: $30.76 (2026)
Quick Answer:Hourly pay for a insurance agent working in Topeka, KS runs $30.76 at the median for 2026 — annualizing to $63,983 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Topeka's regional price level (BEA RPP 88.8, 11% below national), each hour of work buys what $34.63 nationally would. A 24-hour part-time schedule grosses $38,387 per year.
Official BLS data · View source
In 2026, insurance agents in Topeka, Kansas, earn a median hourly rate of $30.76, which is slightly below the national median of $31.02. This figure provides a solid compensation for both full-time and part-time agents, particularly those working three days a week who might earn about $36,000 annually with a typical schedule. The hourly pay range indicates that entry-level positions start around $20.54, while top earners can pull in up to $78.47 per hour. Given the diverse settings where insurance agents practice—ranging from independent agency offices and corporate brokerage floors to client business visits and remote virtual quoting—this hourly data sourced from the official Bureau of Labor Statistics (BLS) highlights the potential for flexible working arrangements.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $20.54 | $164.35 |
| Lower Range (P25) | $26.44 | $211.51 |
| Median (P50) | $30.76 | $246.07 |
| Upper Range (P75) | $50.71 | $405.70 |
| Top Earners (P90) | $78.47 | $627.73 |
Estimated Annual Income by Work Schedule in Topeka
Based on $30.76/hr median hourly rate · 2026 est.
At $30.76/hr, a insurance agent working full-time (40 hr/wk) in Topeka, KS can expect to earn approximately $63,978 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $36,911. With a cost-of-living index of 88.82 (below the national average), these earnings stretch further in Topeka.
Hourly Rate Calculator
Schedule Comparison in Topeka
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,230.35 | $5,332 | $63,978 |
| Part-Time (24 hrs) | $738.21 | $3,199 | $38,387 |
| Per Diem (16 hrs) | $492.14 | $2,133 | $25,591 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Topeka) | $30.76 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Topeka, KS earn a median of $63,983 per year (2026 est.), which is 0.84% lower than the national median of $64,522 and 9.10% above the Kansas state average of $58,647.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $30.76/hr = $38,387/year (purchasing power: $43,219).
Working 40h/week (full-time) = $63,978/year (purchasing power: $72,032).
CoL index: 88.82 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$20.72/hr
2025 BLS Actual
$29.69/hr
2026 Current Est.
$30.76/hr
2019–2027 Growth
+53.8%
Hourly Rate Trajectory for Insurance Agents in Topeka (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $20.72/hr | Actual |
| 2020 | $22.18/hr | Actual |
| 2021 | $26.51/hr | Actual |
| 2022 | $26.66/hr | Actual |
| 2023 | $27.51/hr | Actual |
| 2024 | $29.54/hr | Actual |
| 2025 | $29.69/hr | Actual |
| 2026(current) | $30.76/hr | Estimated |
| 2027 | $31.87/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Topeka grew 43.3% from $20.72/hr (2019) to $29.69/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $31.87/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Topeka metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Topeka
Beyond basic earning potential, part-time insurance agents who work a 24-hour week can still effectively manage an annual take-home that differs significantly from their full-time counterparts. For those engaged in per diem insurance work in Topeka, which is less common given the typical commission-based compensation structure, the earning realities may diverge dramatically from the hourly rates mentioned. Specialized positions such as consulting risk managers can command rates as high as $400 per hour, showcasing the premium placed on expertise in this field. Additionally, how an insurance agent's hourly rate varies significantly across employer types—from captive agents at major carriers like State Farm and Allstate to independent agencies and large commercial; the trade-off often becomes clear: agents earning lower hourly wages may receive health insurance benefits, which can be a compelling reason to accept a role despite the reduced rate. Effective negotiation strategies can further empower hourly workers in Topeka to maximize their pay and benefits, ensuring that they remain competitive in this evolving market.
More salary data for Topeka, KS:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Topeka. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov