Fairfield vs Hartford: Insurance Agent Salary (2026)
Compare insurance agent salaries between Fairfield, CT and Hartford, CT. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Fairfield, CT | Hartford, CT |
|---|---|---|
| Median Salary | $77,514 | $79,378▲ |
| Hourly Rate | $37.26 | $38.17▲ |
| Entry Level (P10) | $48,926 | $52,080▲ |
| 25th Percentile | $59,662▲ | $58,171 |
| 75th Percentile | $99,218 | $107,547▲ |
| Top Earner (P90) | $120,146 | $167,511▲ |
| Total Employed | 9 | 2,300▲ |
Verdict
Hartford, CT offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Fairfield.
The salary gap between Fairfield and Hartford is $1,864 (2.40%). Hartford's median is +23.02% compared to the US national median of $64,522.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Fairfield spans $71,220,Hartford spans $115,431. Hartford has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Hartford ($77,257 effective) pays 7.54% more than Fairfield ($71,839 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Fairfield if…
- ✓You prefer the Connecticut area and lifestyle
Choose Hartford if…
- ✓Higher median salary ($79,378/year)
- ✓Better top-earner potential ($167,511)
- ✓Larger job market (2,300 employed)
- ✓Better purchasing power (CoL-adjusted: $77,257)
- ✓You prefer the Connecticut area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, insurance agent salaries in Fairfield grew -9.6% from 2024 to 2025, compared to 24.6% growth in Hartford over the same period.
Fairfield, CT
$82,757 (2024) → $74,820 (2025)
Hartford, CT
$61,500 (2019) → $76,620 (2025)
View Full Salary Data
Fairfield, CT
Hartford, CT
Frequently Asked Questions
Which city pays insurance agents more: Fairfield or Hartford?
What is the hourly rate difference between Fairfield and Hartford?
Should I relocate from Fairfield to Hartford as a insurance agent?
What do entry-level insurance agents earn in Fairfield vs Hartford?
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov