Insurance Agent Salary in Dallas, TX: $61,652 (2026)
Quick Answer:A full-time insurance agent in Dallas, TX earns a median $61,652/year (≈ $29.64/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Dallas's price level (3% above national, BEA RPP 103.1), that paycheck buys what $59,804 would nationally. Nominal pay sits 27.4% above the Texas state average.
Official BLS data · View source
In 2026, insurance agents in Dallas, Texas, can expect a median annual salary of $61,652, which reflects a slight decrease of 4.45% compared to the national figure of $64,522. These agents earn within a wide salary range, from $32,479 at the 10th percentile to $155,607 at the 90th percentile. This extensive range underscores the diverse earning potential linked to factors such as book-of-business volume and the type of insurance sold, often revealing how renewal commissions can significantly boost long-term compensation. The data presented reflects a growing market, with increased opportunities for agents to build robust client portfolios, thus influencing their overall earnings trajectory in this competitive environment, based on 2025 BLS OEWS data, projected to 2026.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $32,479 | $15.61 |
| Lower Range (P25) | $47,045 | $22.62 |
| Median (P50)(typical) | $61,652 | $29.64 |
| Upper Range (P75) | $102,564 | $49.31 |
| Top Earners (P90) | $155,607 | $74.81 |
Median Salary Position
4.45% below the national average
2026 Salary Percentile Distribution in Dallas
In Dallas, TX, the insurance agent salary spread from the 10th to 90th percentile is $123,128 (2026 est.). At $61,652, the local median is 4.45% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Dallas: You'd be in the entry-level range
How Dallas Insurance Agent Pay Compares
Dallas median: $61,652/year (2026)
| Compared To | Median Salary | Dallas Pays |
|---|---|---|
| Texas Average | $48,393 | +27.40% more |
| National Average | $64,522 | -4.45% less |
Insurance Agents in Dallas, TX earn a median of $61,652 per year (2026 est.), which is 4.45% lower than the national median of $64,522 and 27.40% above the Texas state average of $48,393.
Cost-of-Living Adjusted Salary
Dallas has a cost of living 3.09% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Dallas, TX has a cost-of-living index of 103.09 (above the national average of 100). While the nominal salary of $61,652 is competitive, the higher cost of living reduces purchasing power to an effective $59,804 — a 3% reduction.
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2019 BLS Actual
$69,140
2025 BLS Actual
$59,510
2026 Current Est.
$61,652
2019–2027 Growth
+-7.6%
Salary Trajectory for Insurance Agents in Dallas (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $69,140 | Actual |
| 2020 | $68,570 | Actual |
| 2021 | $50,080 | Actual |
| 2022 | $46,230 | Actual |
| 2023 | $46,860 | Actual |
| 2024 | $51,360 | Actual |
| 2025 | $59,510 | Actual |
| 2026(current) | $61,652 | Estimated |
| 2027 | $63,872 | Projected |
Based on 7 years of BLS OEWS data for the Dallas metropolitan area, the median insurance agent salary grew -13.9% from $69,140 (2019) to $59,510 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $63,872 by 2027 — a total increase of $-5,268 (-7.62%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Dallas metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $32,479 – $47,045 |
| 3-5 years (Mid Career) | $47,045 – $61,652 |
| 5+ years (Experienced) | $61,652 – $102,564 |
| 10+ years (Top Earner) | $102,564 – $155,607 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Dallas
With approximately 15,800 insurance agents currently employed in the Dallas area, the local job market is relatively strong. However, the cost of living index stands at 103.09, slightly above the national average, which may impact agents' take-home pay and purchasing power. In this market, captive insurance agents from large carriers like State Farm and Allstate often find themselves earning competitive salaries, but the potential for higher income may be greater in commercial lines, where commissions can be five to ten times larger than those from personal lines. Moreover, independent agencies and large brokerages often offer advantageous pay structures that include renewal commissions, equity opportunities, and overrides that can maximize earnings. For agents looking to enhance their compensation, developing a strong book of business and pursuing credentials like CPCU can provide a significant edge in Dallas’s evolving insurance market.
More salary data for Dallas, TX:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $59,510 for insurance agentsin the Dallas metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov