Insurance Agent Salary in Mount Juliet, TN: $54,475 (2026)
Quick Answer:A full-time insurance agent in Mount Juliet, TN earns a median $54,475/year (≈ $26.19/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Mount Juliet's price level (8% below national, BEA RPP 91.8), that paycheck buys what $59,341 would nationally. Nominal pay sits 4.3% below the Tennessee state average.
Based on BLS state-level estimates · View source
With a projected median annual salary of $54,475 in 2026, insurance agents in Mount Juliet, Tennessee, earn significantly less than the national average of $64,522. The local salary range spans from $34,858 at the 10th percentile to $84,436 at the 90th percentile, indicating a varied remuneration landscape influenced by factors like commission structure and client portfolio. Local estimates derived from 2025 BLS data, adjusted for regional cost estimates, reveal that most positions in Mount Juliet are reflective of the area’s market dynamics, particularly the predominance of personal lines compared to higher-paying commercial or specialty lines that can offer five to ten times the commission per policy. This context encapsulates the nuanced pay gradient faced by agents in this growing suburb of Nashville.
About the Mount Juliet Market
Salary estimated from Tennessee average ($55,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $34,858 | $16.76 |
| Lower Range (P25) | $42,149 | $20.26 |
| Median (P50)(typical) | $54,475 | $26.19 |
| Upper Range (P75) | $69,728 | $33.52 |
| Top Earners (P90) | $84,436 | $40.59 |
Median Salary Position
15.57% below the national average
2026 Salary Percentile Distribution in Mount Juliet
In Mount Juliet, TN, the insurance agent salary spread from the 10th to 90th percentile is $49,578 (2026 est.). At $54,475, the local median is 15.57% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Mount Juliet: You'd be in the lower-middle range
How Mount Juliet Insurance Agent Pay Compares
Mount Juliet median: $54,475/year (2026)
| Compared To | Median Salary | Mount Juliet Pays |
|---|---|---|
| Tennessee Average | $56,923 | -4.30% less |
| National Average | $64,522 | -15.57% less |
Insurance Agents in Mount Juliet, TN earn a median of $54,475 per year (2026 est.), which is 15.57% lower than the national median of $64,522 and 4.30% below the Tennessee state average of $56,923.
Cost-of-Living Adjusted Salary
Mount Juliet has a cost of living 8.20% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Mount Juliet, TN has a cost-of-living index of 91.8 (below the national average of 100). A insurance agent earning $54,475 nominally has purchasing power equivalent to $59,341 in an average-cost city — an effective 8.93% boost.
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2019 BLS Actual
$43,008
2025 BLS Actual
$52,582
2026 Current Est.
$54,475
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Mount Juliet (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $43,008 | Actual |
| 2020 | $44,055 | Actual |
| 2021 | $42,079 | Actual |
| 2022 | $48,850 | Actual |
| 2023 | $49,880 | Actual |
| 2024 | $48,323 | Actual |
| 2025 | $52,582 | Actual |
| 2026(current) | $54,475 | Estimated |
| 2027 | $56,436 | Projected |
Based on 7 years of BLS OEWS data for the Mount Juliet metropolitan area, the median insurance agent salary grew 22.3% from $43,008 (2019) to $52,582 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $56,436 by 2027 — a total increase of $13,428 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Mount Juliet metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $34,858 – $42,149 |
| 3-5 years (Mid Career) | $42,149 – $54,475 |
| 5+ years (Experienced) | $54,475 – $69,728 |
| 10+ years (Top Earner) | $69,728 – $84,436 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Mount Juliet
The job market for insurance agents in Mount Juliet consists of just nine employed individuals, demonstrating a niche but stable field within the local economy. With a cost-of-living index at 91.8, agents’ purchasing power reflects positively in putting more take-home salary into the local market, albeit below national benchmarks. Among local employers, captive agents at firms like State Farm and Allstate often offer competitive pay, while independent agencies can attract higher-earning talent due to revenue-sharing models from multiple carriers. Factors influencing pay disparities include the size of an agent’s book of business, the commission differences between commercial and personal lines, and whether agents operate within a captive or independent model. For those looking to maximize their earnings in Mount Juliet, developing a robust client base and exploring commercial lines could provide substantial financial benefits.
More salary data for Mount Juliet, TN:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $52,582 for insurance agentsin the Mount Juliet metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Mount Juliet is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov