Insurance Agent Salary in Maryville, TN: $54,046 (2026)
Quick Answer:A full-time insurance agent in Maryville, TN earns a median $54,046/year (≈ $25.98/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Maryville's price level (8% below national, BEA RPP 91.8), that paycheck buys what $58,874 would nationally. Nominal pay sits 5.0% below the Tennessee state average.
Based on BLS state-level estimates · View source
In Maryville, TN, the projected median annual salary for insurance agents in 2026 reaches $54,046. This figure places local compensation significantly below the national median of $64,522, with salaries ranging from $33,950 at the 10th percentile to $83,771 at the 90th percentile. Local estimates derived from BLS data and adjusted for regional cost factors highlight the long-term earning potential of insurance agents, particularly as renewal commissions compound over time. The economic landscape in Maryville suggests limited competition among employed agents, which currently numbers just six, emphasizing the opportunities for sustained growth within this niche.
About the Maryville Market
Salary estimated from Tennessee average ($55,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $33,950 | $16.32 |
| Lower Range (P25) | $41,295 | $19.85 |
| Median (P50)(typical) | $54,046 | $25.98 |
| Upper Range (P75) | $69,179 | $33.26 |
| Top Earners (P90) | $83,771 | $40.28 |
Median Salary Position
16.24% below the national average
2026 Salary Percentile Distribution in Maryville
In Maryville, TN, the insurance agent salary spread from the 10th to 90th percentile is $49,821 (2026 est.). At $54,046, the local median is 16.24% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Maryville: You'd be in the lower-middle range
How Maryville Insurance Agent Pay Compares
Maryville median: $54,046/year (2026)
| Compared To | Median Salary | Maryville Pays |
|---|---|---|
| Tennessee Average | $56,891 | -5.00% less |
| National Average | $64,522 | -16.24% less |
Insurance Agents in Maryville, TN earn a median of $54,046 per year (2026 est.), which is 16.24% lower than the national median of $64,522 and 5.00% below the Tennessee state average of $56,891.
Cost-of-Living Adjusted Salary
Maryville has a cost of living 8.20% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Maryville, TN has a cost-of-living index of 91.8 (below the national average of 100). A insurance agent earning $54,046 nominally has purchasing power equivalent to $58,874 in an average-cost city — an effective 8.93% boost.
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2019 BLS Actual
$42,669
2025 BLS Actual
$52,168
2026 Current Est.
$54,046
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Maryville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $42,669 | Actual |
| 2020 | $43,708 | Actual |
| 2021 | $41,748 | Actual |
| 2022 | $48,466 | Actual |
| 2023 | $49,488 | Actual |
| 2024 | $47,943 | Actual |
| 2025 | $52,168 | Actual |
| 2026(current) | $54,046 | Estimated |
| 2027 | $55,992 | Projected |
Based on 7 years of BLS OEWS data for the Maryville metropolitan area, the median insurance agent salary grew 22.3% from $42,669 (2019) to $52,168 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $55,992 by 2027 — a total increase of $13,323 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Maryville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $33,950 – $41,295 |
| 3-5 years (Mid Career) | $41,295 – $54,046 |
| 5+ years (Experienced) | $54,046 – $69,179 |
| 10+ years (Top Earner) | $69,179 – $83,771 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Maryville
Navigating the job market as an insurance agent in Maryville requires an understanding of the local cost of living, indexed at 91.8, which enhances take-home purchasing power compared to national figures. Captive carriers, such as State Farm and Allstate, are traditionally dominant, often providing initial salaries complemented by training incentives; however, their structures may cap long-term earning potential. Independent agencies and commercial brokers are increasingly attractive for agents seeking higher commissions, especially in specialized lines that can offer payouts 5 to 10 times greater than personal lines. To maximize earnings in this competitive market, building a robust book of business is essential. Agents should prioritize forging relationships within the community, leveraging their licenses and credentials like CPCU to drive referrals and increase policy renewals. Understanding the dynamics between captive and independent roles will also help agents position themselves for success, leading to greater earning potential over time.
More salary data for Maryville, TN:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $52,168 for insurance agentsin the Maryville metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Maryville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov