Insurance Agent Salary in Bethany, OK: $54,283 (2026)
Quick Answer:A full-time insurance agent in Bethany, OK earns a median $54,283/year (≈ $26.10/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Bethany's price level (11% below national, BEA RPP 88.9), that paycheck buys what $61,061 would nationally. Nominal pay sits 5.4% below the Oklahoma state average.
Based on BLS state-level estimates · View source
In Bethany, Oklahoma, the projected median annual insurance agent salary for 2026 stands at $54,283, offering a comparative insight against the national average of $64,522. The salary bands indicate a range where the lower 10% earn approximately $33,139, while the top 10% can make up to $84,139. These figures, derived from BLS state-level estimates and adjusted for regional price variations, reflect a local market still primarily influenced by all three employment models: captive agents from companies like State Farm and Allstate, independent agents, and large commercial brokerages. The division among these sectors significantly impacts earnings potential as local carriers adjust their compensation strategies in response to market changes.
About the Bethany Market
Salary estimated from Oklahoma average ($52,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $33,139 | $15.93 |
| Lower Range (P25) | $40,644 | $19.54 |
| Median (P50)(typical) | $54,283 | $26.10 |
| Upper Range (P75) | $69,482 | $33.40 |
| Top Earners (P90) | $84,139 | $40.46 |
Median Salary Position
15.87% below the national average
2026 Salary Percentile Distribution in Bethany
In Bethany, OK, the insurance agent salary spread from the 10th to 90th percentile is $51,000 (2026 est.). At $54,283, the local median is 15.87% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Bethany: You'd be in the lower-middle range
How Bethany Insurance Agent Pay Compares
Bethany median: $54,283/year (2026)
| Compared To | Median Salary | Bethany Pays |
|---|---|---|
| Oklahoma Average | $57,382 | -5.40% less |
| National Average | $64,522 | -15.87% less |
Insurance Agents in Bethany, OK earn a median of $54,283 per year (2026 est.), which is 15.87% lower than the national median of $64,522 and 5.40% below the Oklahoma state average of $57,382.
Cost-of-Living Adjusted Salary
Bethany has a cost of living 11.10% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Bethany, OK has a cost-of-living index of 88.9 (below the national average of 100). A insurance agent earning $54,283 nominally has purchasing power equivalent to $61,061 in an average-cost city — an effective 12.49% boost.
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2019 BLS Actual
$42,857
2025 BLS Actual
$52,397
2026 Current Est.
$54,283
2019–2027 Growth
+31.2%
Salary Trajectory for Insurance Agents in Bethany (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $42,857 | Actual |
| 2020 | $43,900 | Actual |
| 2021 | $41,931 | Actual |
| 2022 | $48,678 | Actual |
| 2023 | $49,705 | Actual |
| 2024 | $43,748 | Actual |
| 2025 | $52,397 | Actual |
| 2026(current) | $54,283 | Estimated |
| 2027 | $56,237 | Projected |
Based on 7 years of BLS OEWS data for the Bethany metropolitan area, the median insurance agent salary grew 22.3% from $42,857 (2019) to $52,397 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $56,237 by 2027 — a total increase of $13,380 (31.22%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Bethany metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $33,139 – $40,644 |
| 3-5 years (Mid Career) | $40,644 – $54,283 |
| 5+ years (Experienced) | $54,283 – $69,482 |
| 10+ years (Top Earner) | $69,482 – $84,139 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Bethany
In this market, there are only five employed insurance agents in Bethany, suggesting a relatively stable yet limited local job market. With a cost-of-living index of 88.9, agents can find their take-home pay stretching further compared to average national standards. Captive carriers often lead in terms of salary due to their structured commission pathways and sign-on bonuses, but independent agencies can offer higher payouts in the commercial space, where commissions tend to be five to ten times greater than those in personal lines. Factors like the size of a book of business and the nature of the insurance lines being sold contribute to the earnings spread among agents. For those looking to maximize their earnings, focusing on developing a solid commercial client base or considering agency ownership could be advantageous strategies in Bethany's insurance landscape.
More salary data for Bethany, OK:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $52,397 for insurance agentsin the Bethany metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Bethany is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov