Insurance Agent Salary in Flint, MI: $66,926 (2026)
Quick Answer:A full-time insurance agent in Flint, MI earns a median $66,926/year (≈ $32.18/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Flint's price level (7% below national, BEA RPP 93.0), that paycheck buys what $71,937 would nationally. Nominal pay sits 6.7% above the Michigan state average.
Official BLS data · View source
In Flint, Michigan, the expected earnings for insurance agents reveal a promising opportunity, particularly as the median annual salary is projected at $66,926 in 2026. This figure reflects a healthy demand for agents, with salaries ranging from $37,804 at the lower percentile to as high as $164,237 for top performers. These numbers, derived from official Bureau of Labor Statistics (BLS) OEWS surveys, indicate that agents in Flint are benefitting from a market dynamic that rewards both experience and the ability to build a substantial book of business, where renewal commissions can compound over time. For individuals considering an insurance career in Flint, understanding these compensation trends can provide strategic insights into how to maximize potential earnings in this evolving market.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $37,804 | $18.18 |
| Lower Range (P25) | $49,003 | $23.56 |
| Median (P50)(typical) | $66,926 | $32.18 |
| Upper Range (P75) | $83,035 | $39.92 |
| Top Earners (P90) | $164,237 | $78.96 |
Median Salary Position
3.73% above the national average
2026 Salary Percentile Distribution in Flint
In Flint, MI, the insurance agent salary spread from the 10th to 90th percentile is $126,433 (2026 est.). At $66,926, the local median is 3.73% above the national median of $64,522.
Salary Calculator
At 40 hours/week in Flint: You'd be in the entry-level range
How Flint Insurance Agent Pay Compares
Flint median: $66,926/year (2026)
| Compared To | Median Salary | Flint Pays |
|---|---|---|
| Michigan Average | $62,723 | +6.70% more |
| National Average | $64,522 | +3.73% more |
Insurance Agents in Flint, MI earn a median of $66,926 per year (2026 est.), which is 3.73% higher than the national median of $64,522 and 6.70% above the Michigan state average of $62,723.
Cost-of-Living Adjusted Salary
Flint has a cost of living 6.97% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Flint, MI has a cost-of-living index of 93.034 (below the national average of 100). A insurance agent earning $66,926 nominally has purchasing power equivalent to $71,937 in an average-cost city — an effective 7.49% boost.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$65,030
2025 BLS Actual
$64,600
2026 Current Est.
$66,926
2019–2027 Growth
+6.6%
Salary Trajectory for Insurance Agents in Flint (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $65,030 | Actual |
| 2020 | $52,880 | Actual |
| 2021 | $48,470 | Actual |
| 2022 | $60,860 | Actual |
| 2023 | $63,620 | Actual |
| 2024 | $49,830 | Actual |
| 2025 | $64,600 | Actual |
| 2026(current) | $66,926 | Estimated |
| 2027 | $69,335 | Projected |
Based on 7 years of BLS OEWS data for the Flint metropolitan area, the median insurance agent salary grew -0.7% from $65,030 (2019) to $64,600 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $69,335 by 2027 — a total increase of $4,305 (6.62%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Flint metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $37,804 – $49,003 |
| 3-5 years (Mid Career) | $49,003 – $66,926 |
| 5+ years (Experienced) | $66,926 – $83,035 |
| 10+ years (Top Earner) | $83,035 – $164,237 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Flint
The local job market for insurance agents is robust, with 340 professionals currently employed in Flint. The cost of living index stands at 93.034, suggesting that while salaries may be slightly above the national median, take-home purchasing power remains relatively favorable compared to other regions. Among employers, those working with large brokerage firms like Aon and Marsh, as well as independent agencies, generally see higher compensation than agents tied to captive insurance companies such as State Farm or Allstate, which often have cap limits on commission impact. The variance in income can be attributed to the differences in commission structures between commercial and personal lines, with the former offering significantly higher returns. For maximizing pay in this context, focusing on expanding one's book of business, pursuing additional credentials like CPCU, and seeking opportunities in commercial lines can be advantageous strategies for agents navigating the Flint market.
More salary data for Flint, MI:
Frequently Asked Questions
How much do insurance agents make in Flint, MI in 2026?
Is Flint, MI a good place to work as a insurance agent?
Can insurance agents make $100K in Flint?
What is the cost-of-living adjusted insurance agent salary in Flint?
How much does a insurance agent make per hour in Flint?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Michigan
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $64,600 for insurance agentsin the Flint metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov