Insurance Agent Salary in Barnstable Town, MA: $82,383 (2026)
Quick Answer:A full-time insurance agent in Barnstable Town, MA earns a median $82,383/year (≈ $39.61/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Barnstable Town's price level (2% below national, BEA RPP 98.4), that paycheck buys what $83,764 would nationally. Nominal pay sits 4.0% above the Massachusetts state average.
Official BLS data · View source
Insurance agents in Barnstable Town, Massachusetts, can expect to earn a median annual salary of $82,383 in 2026, which represents a compelling 27.68% increase compared to the national median of $64,522 for the same year. The salary range for this profession is substantial, with entry-level positions starting around $58,285 while experienced agents can earn as much as $160,445. This data, derived from 2025 BLS OEWS surveys and projected to 2026, highlights the lucrative potential of the insurance industry in Barnstable Town. As renewal commissions compound over time, agents who build a solid book-of-business can see their earnings continue to rise, positioning Barnstable Town as a competitive market for insurance professionals.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $58,285 | $28.02 |
| Lower Range (P25) | $77,192 | $37.11 |
| Median (P50)(typical) | $82,383 | $39.61 |
| Upper Range (P75) | $107,744 | $51.80 |
| Top Earners (P90) | $160,445 | $77.14 |
Median Salary Position
27.68% above the national average
2026 Salary Percentile Distribution in Barnstable Town
In Barnstable Town, MA, the insurance agent salary spread from the 10th to 90th percentile is $102,160 (2026 est.). At $82,383, the local median is 27.68% above the national median of $64,522.
Salary Calculator
At 40 hours/week in Barnstable Town: You'd be in the entry-level range
How Barnstable Town Insurance Agent Pay Compares
Barnstable Town median: $82,383/year (2026)
| Compared To | Median Salary | Barnstable Town Pays |
|---|---|---|
| Massachusetts Average | $79,214 | +4.00% more |
| National Average | $64,522 | +27.68% more |
Insurance Agents in Barnstable Town, MA earn a median of $82,383 per year (2026 est.), which is 27.68% higher than the national median of $64,522 and 4.00% above the Massachusetts state average of $79,214.
Cost-of-Living Adjusted Salary
Barnstable Town has a cost of living 1.65% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Barnstable Town, MA has a cost-of-living index of 98.351 (below the national average of 100). A insurance agent earning $82,383 nominally has purchasing power equivalent to $83,764 in an average-cost city — an effective 1.68% boost.
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2019 BLS Actual
$72,500
2025 BLS Actual
$79,520
2026 Current Est.
$82,383
2019–2027 Growth
+17.7%
Salary Trajectory for Insurance Agents in Barnstable Town (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $72,500 | Actual |
| 2020 | $75,650 | Actual |
| 2021 | $63,550 | Actual |
| 2022 | $64,630 | Actual |
| 2023 | $62,350 | Actual |
| 2024 | $77,730 | Actual |
| 2025 | $79,520 | Actual |
| 2026(current) | $82,383 | Estimated |
| 2027 | $85,348 | Projected |
Based on 7 years of BLS OEWS data for the Barnstable Town metropolitan area, the median insurance agent salary grew 9.7% from $72,500 (2019) to $79,520 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $85,348 by 2027 — a total increase of $12,848 (17.72%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Barnstable Town metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $58,285 – $77,192 |
| 3-5 years (Mid Career) | $77,192 – $82,383 |
| 5+ years (Experienced) | $82,383 – $107,744 |
| 10+ years (Top Earner) | $107,744 – $160,445 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Barnstable Town
With approximately 180 insurance agents currently operating in Barnstable Town, the local job market shows a promising outlook for aspiring agents. The cost of living index in the area stands at 98.351, slightly below the national average, which can enhance purchasing power for residents. Agents working in commercial lines typically enjoy higher pay compared to those focused on personal lines, with major employers such as State Farm and Allstate historically dominating the market. However, independent agencies and large brokerages like Aon and Marsh are becoming increasingly prominent, offering competitive compensation structures that promote higher earnings through commission-based models. To maximize pay in Barnstable Town MA, agents should consider targeting commercial accounts, enhancing their book of business, and exploring opportunities with independent firms, which can provide access to broader carrier options and better commission structures.
More salary data for Barnstable Town, MA:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $79,520 for insurance agentsin the Barnstable Town metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov