Insurance Agent Salary

Insurance Agent Salary in Manhattan, KS: $60,865 (2026)

Quick Answer:A full-time insurance agent in Manhattan, KS earns a median $60,865/year (≈ $29.27/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Manhattan's price level (10% below national, BEA RPP 90.2), that paycheck buys what $67,506 would nationally. Nominal pay sits 3.8% above the Kansas state average.

$60,865
Median Annual Salary
$29.27/hr
Median Hourly Rate
$39,927
Entry Level (P10)
$147,785
Top Earners (P90)

Official BLS data · View source

Insurance Agent Salary in Manhattan, KS — 2026 est., based on 2025 BLS
Manhattan, KS insurance agent salary overview (2026 est., based on 2025 BLS)

In 2026, insurance agents in Manhattan, Kansas, can expect a median annual salary of $60,865, which reflects a modest difference compared to the national median of $64,522. The salary range in this market varies significantly, ranging from $39,927 at the lower end (P10) to $147,785 at the upper end (P90). These figures, derived from 2025 BLS OEWS data projected to 2026, illustrate the potential for substantial earnings based on the type of insurance sold. Notably, agents specializing in commercial lines typically earn far more than those solely focused on personal lines, highlighting the importance of expertise and the ability to manage larger accounts in maximizing earning potential in Manhattan's marketplace.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$39,927$19.20
Lower Range (P25)$46,724$22.47
Median (P50)(typical)$60,865$29.27
Upper Range (P75)$141,497$68.02
Top Earners (P90)$147,785$71.05

Median Salary Position

$39,927$147,785
City Median: $60,865
National: $64,522
P10–P90 Range

5.67% below the national average

2026 Salary Percentile Distribution in Manhattan

Vertical bar chart of 10th through 90th percentile salaries for insurance agents in Manhattan. The median salary is $60,865, compared to the national median of $64,522.$35.9K$65.7K$95.6K$125.4K$155.2K$39.9K10th Pctl$46.7K25th Pctl$60.9KMedian$141.5K75th Pctl$147.8K90th PctlUS Median$64.5K

In Manhattan, KS, the insurance agent salary spread from the 10th to 90th percentile is $107,858 (2026 est.). At $60,865, the local median is 5.67% below the national median of $64,522.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of insurance agent pay in the Manhattan metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$1,171
per week
$5,073
per month
$60,875
per year

At 40 hours/week in Manhattan: You'd be in the entry-level range

How Manhattan Insurance Agent Pay Compares

Manhattan median: $60,865/year (2026)

Compared ToMedian SalaryManhattan Pays
Kansas Average$58,637+3.80% more
National Average$64,522-5.67% less
Horizontal bar chart comparing insurance agent median salary in Manhattan ($60,865) with Kansas average ($58,637) and the US national median ($64,522).Manhattan$60,865Kansas Avg$58,637+3.80%US National$64,522-5.67%

Insurance Agents in Manhattan, KS earn a median of $60,865 per year (2026 est.), which is 5.67% lower than the national median of $64,522 and 3.80% above the Kansas state average of $58,637.

Cost-of-Living Adjusted Salary

$60,865
Nominal Salary
90.162
CoL Index
$67,506
Adjusted Salary

Manhattan has a cost of living 9.84% below the national average, meaning your salary goes further here.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $60,865. After adjusting for a cost-of-living index of 90.162, the purchasing-power equivalent is $67,506, a gain of $6,641.$51.7K$58.2K$64.7K$71.2K$77.6K$60,865NominalSalary$67,506CoL Adjusted(CoL: 90.162) 10.91%US Median $64.5K

Manhattan, KS has a cost-of-living index of 90.162 (below the national average of 100). A insurance agent earning $60,865 nominally has purchasing power equivalent to $67,506 in an average-cost city — an effective 10.91% boost.

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2019 BLS Actual

$41,370

2025 BLS Actual

$58,750

2026 Current Est.

$60,865

2019–2027 Growth

+52.4%

Salary Trajectory for Insurance Agents in Manhattan (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.

BLS Actual Estimated Projected
Salary trajectory chart for insurance agents in Manhattan. Baseline $41,370 in 2025, projected to $63,056 by 2027.$37.0K$44.6K$52.2K$59.8K$67.4K2019202020212022202320242025202620272025 BLS$41.4K$45.5K$59.3K$45.5K$47.0K$57.4K$58.8K$60.9K$63.1K
YearAnnual SalaryStatus
2019$41,370Actual
2020$45,480Actual
2021$59,300Actual
2022$45,500Actual
2023$47,050Actual
2024$57,440Actual
2025$58,750Actual
2026(current)$60,865Estimated
2027$63,056Projected

Based on 7 years of BLS OEWS data for the Manhattan metropolitan area, the median insurance agent salary grew 42.0% from $41,370 (2019) to $58,750 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $63,056 by 2027 — a total increase of $21,686 (52.42%) from 2019.

Note: Historical values (20192025) are actual BLS OEWS figures for the Manhattan metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$39,927$46,724
3-5 years (Mid Career)$46,724$60,865
5+ years (Experienced)$60,865$141,497
10+ years (Top Earner)$141,497$147,785

Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.

Insurance Agent Job Market in Manhattan

The local environment for insurance agents in Manhattan is characterized by the employment of approximately 140 professionals in the field. The cost of living index stands at 90.162, indicating a lower-than-average living expense compared to national benchmarks, which can help enhance take-home pay. Among employers, captive agents at well-known carriers like State Farm and Allstate often provide competitive pay, while independent agencies and larger brokerages have become increasingly favored for their flexibility and potentially higher commission structures. The significant wage disparity between lower and higher earners can be attributed to factors such as the size of their book of business, the nature of their insurance products, and whether they work within a captive model or an independent structure. For those looking to optimize earnings in Manhattan, focusing on building a strong commercial insurance portfolio and establishing ongoing client relationships are practical strategies to thrive in this competitive field.

Frequently Asked Questions

How much do insurance agents make in Manhattan, KS in 2026?

The estimated 2026 median insurance agent salary in Manhattan is $60,865/year ($29.27/hour), based on estimated 2026 salary (projected from 2025 BLS data at 3.60% annual growth). Salaries range from $39,927 at entry level (10th percentile) to $147,785 for experienced top earners (90th percentile). This puts Manhattan at 5.7% below the national median. Full-time insurance agents typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is Manhattan, KS a good place to work as a insurance agent?

Manhattan insurance agent salaries are 5.7% below the national average and 3.8% above the Kansas state average. The metro area employs approximately 140 insurance agents. With a cost-of-living index of 90.162, your salary stretches further here than in higher-cost metros. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can insurance agents make $100K in Manhattan?

The median insurance agent salary in Manhattan is $60,865, and the 90th percentile earns $147,785. Reaching $100K in this market typically requires a combination of advanced certifications, working at multiple practices, or transitioning into education or consulting roles.

What is the cost-of-living adjusted insurance agent salary in Manhattan?

After adjusting for Manhattan's cost-of-living index of 90.162 (where 100 equals the national average), the $60,865 nominal salary has purchasing power equivalent to $67,506 in an average-cost city. This means your dollar goes 10.9% further in Manhattan compared to the national average, making it an attractive location for insurance agents seeking strong real wages.

How much does a insurance agent make per hour in Manhattan?

Insurance Agents in Manhattan earn a median hourly rate of $29.27, which translates to approximately $60,865/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $19.20 for entry-level positions to $71.05 for the most experienced practitioners. Part-time and per diem insurance agents sometimes command premium hourly rates because practices need flexible scheduling coverage.

Related Pages

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JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $58,750 for insurance agentsin the Manhattan metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Source: BLS, OEWS, 7-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov

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