Insurance Agent Salary in Manhattan, KS: $60,865 (2026)
Quick Answer:A full-time insurance agent in Manhattan, KS earns a median $60,865/year (≈ $29.27/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Manhattan's price level (10% below national, BEA RPP 90.2), that paycheck buys what $67,506 would nationally. Nominal pay sits 3.8% above the Kansas state average.
Official BLS data · View source

In 2026, insurance agents in Manhattan, Kansas, can expect a median annual salary of $60,865, which reflects a modest difference compared to the national median of $64,522. The salary range in this market varies significantly, ranging from $39,927 at the lower end (P10) to $147,785 at the upper end (P90). These figures, derived from 2025 BLS OEWS data projected to 2026, illustrate the potential for substantial earnings based on the type of insurance sold. Notably, agents specializing in commercial lines typically earn far more than those solely focused on personal lines, highlighting the importance of expertise and the ability to manage larger accounts in maximizing earning potential in Manhattan's marketplace.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $39,927 | $19.20 |
| Lower Range (P25) | $46,724 | $22.47 |
| Median (P50)(typical) | $60,865 | $29.27 |
| Upper Range (P75) | $141,497 | $68.02 |
| Top Earners (P90) | $147,785 | $71.05 |
Median Salary Position
5.67% below the national average
2026 Salary Percentile Distribution in Manhattan
In Manhattan, KS, the insurance agent salary spread from the 10th to 90th percentile is $107,858 (2026 est.). At $60,865, the local median is 5.67% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Manhattan: You'd be in the entry-level range
How Manhattan Insurance Agent Pay Compares
Manhattan median: $60,865/year (2026)
| Compared To | Median Salary | Manhattan Pays |
|---|---|---|
| Kansas Average | $58,637 | +3.80% more |
| National Average | $64,522 | -5.67% less |
Insurance Agents in Manhattan, KS earn a median of $60,865 per year (2026 est.), which is 5.67% lower than the national median of $64,522 and 3.80% above the Kansas state average of $58,637.
Cost-of-Living Adjusted Salary
Manhattan has a cost of living 9.84% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Manhattan, KS has a cost-of-living index of 90.162 (below the national average of 100). A insurance agent earning $60,865 nominally has purchasing power equivalent to $67,506 in an average-cost city — an effective 10.91% boost.
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2019 BLS Actual
$41,370
2025 BLS Actual
$58,750
2026 Current Est.
$60,865
2019–2027 Growth
+52.4%
Salary Trajectory for Insurance Agents in Manhattan (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $41,370 | Actual |
| 2020 | $45,480 | Actual |
| 2021 | $59,300 | Actual |
| 2022 | $45,500 | Actual |
| 2023 | $47,050 | Actual |
| 2024 | $57,440 | Actual |
| 2025 | $58,750 | Actual |
| 2026(current) | $60,865 | Estimated |
| 2027 | $63,056 | Projected |
Based on 7 years of BLS OEWS data for the Manhattan metropolitan area, the median insurance agent salary grew 42.0% from $41,370 (2019) to $58,750 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $63,056 by 2027 — a total increase of $21,686 (52.42%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Manhattan metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $39,927 – $46,724 |
| 3-5 years (Mid Career) | $46,724 – $60,865 |
| 5+ years (Experienced) | $60,865 – $141,497 |
| 10+ years (Top Earner) | $141,497 – $147,785 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Manhattan
The local environment for insurance agents in Manhattan is characterized by the employment of approximately 140 professionals in the field. The cost of living index stands at 90.162, indicating a lower-than-average living expense compared to national benchmarks, which can help enhance take-home pay. Among employers, captive agents at well-known carriers like State Farm and Allstate often provide competitive pay, while independent agencies and larger brokerages have become increasingly favored for their flexibility and potentially higher commission structures. The significant wage disparity between lower and higher earners can be attributed to factors such as the size of their book of business, the nature of their insurance products, and whether they work within a captive model or an independent structure. For those looking to optimize earnings in Manhattan, focusing on building a strong commercial insurance portfolio and establishing ongoing client relationships are practical strategies to thrive in this competitive field.
More salary data for Manhattan, KS:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $58,750 for insurance agentsin the Manhattan metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov