Insurance Agent Salary in Twin Falls, ID: $62,160 (2026)
Quick Answer:A full-time insurance agent in Twin Falls, ID earns a median $62,160/year (≈ $29.89/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 41-3021). Once you factor in Twin Falls's price level (8% below national, BEA RPP 92.1), that paycheck buys what $67,486 would nationally. Nominal pay sits 1.7% above the Idaho state average.
Official BLS data · View source
In Twin Falls, Idaho, insurance agents see a median annual salary of $62,160, which falls 3.66% below the national median of $64,522 for 2026. Salaries in the area range from $38,664 at the lower end to $106,066 at the upper end, reflecting a significant variance that highlights the potential for growth in this profession. These figures are derived from calculations based on 2025 BLS OEWS data, projected to 2026. The composition of the local market, driven by renewal commissions and the development of a stable book of business, is critical for maximizing long-term compensation in this role, presenting opportunities for agents to build sustainable income streams based on established client relationships.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $38,664 | $18.59 |
| Lower Range (P25) | $49,428 | $23.77 |
| Median (P50)(typical) | $62,160 | $29.89 |
| Upper Range (P75) | $90,080 | $43.30 |
| Top Earners (P90) | $106,066 | $50.99 |
Median Salary Position
3.66% below the national average
2026 Salary Percentile Distribution in Twin Falls
In Twin Falls, ID, the insurance agent salary spread from the 10th to 90th percentile is $67,402 (2026 est.). At $62,160, the local median is 3.66% below the national median of $64,522.
Salary Calculator
At 40 hours/week in Twin Falls: You'd be in the lower-middle range
How Twin Falls Insurance Agent Pay Compares
Twin Falls median: $62,160/year (2026)
| Compared To | Median Salary | Twin Falls Pays |
|---|---|---|
| Idaho Average | $61,121 | +1.70% more |
| National Average | $64,522 | -3.66% less |
Insurance Agents in Twin Falls, ID earn a median of $62,160 per year (2026 est.), which is 3.66% lower than the national median of $64,522 and 1.70% above the Idaho state average of $61,121.
Cost-of-Living Adjusted Salary
Twin Falls has a cost of living 7.89% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Twin Falls, ID has a cost-of-living index of 92.108 (below the national average of 100). A insurance agent earning $62,160 nominally has purchasing power equivalent to $67,486 in an average-cost city — an effective 8.57% boost.
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2019 BLS Actual
$35,650
2025 BLS Actual
$60,000
2026 Current Est.
$62,160
2019–2027 Growth
+80.6%
Salary Trajectory for Insurance Agents in Twin Falls (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $35,650 | Actual |
| 2020 | $37,730 | Actual |
| 2021 | $36,900 | Actual |
| 2022 | $60,460 | Actual |
| 2023 | $66,110 | Actual |
| 2024 | $48,440 | Actual |
| 2025 | $60,000 | Actual |
| 2026(current) | $62,160 | Estimated |
| 2027 | $64,398 | Projected |
Based on 7 years of BLS OEWS data for the Twin Falls metropolitan area, the median insurance agent salary grew 68.3% from $35,650 (2019) to $60,000 (2025). At a 3.60% compound annual growth rate, salaries are projected to reach $64,398 by 2027 — a total increase of $28,748 (80.64%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Twin Falls metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $38,664 – $49,428 |
| 3-5 years (Mid Career) | $49,428 – $62,160 |
| 5+ years (Experienced) | $62,160 – $90,080 |
| 10+ years (Top Earner) | $90,080 – $106,066 |
Agent salary ranges estimated from BLS percentile data. Individual insurance agent compensation varies by employer, certifications, and specialization.
Insurance Agent Job Market in Twin Falls
Employing around 110 insurance agents, Twin Falls offers a unique market environment characterized by its cost of living index of 92.108, which is below the national average. This low cost of living enhances the purchasing power of insurance agent pay in Twin Falls ID, allowing for a comfortable lifestyle even on lower end salaries. Major employers span several sectors, including captive agents at companies like State Farm and Allstate, as well as independent agencies and larger brokerages focused on commercial lines. The pay disparity is influenced by various factors, including the size of the agent's book of business, the difference in commissions between personal and commercial lines, and the agent's affiliation with either captive or independent models. Agents who focus on building a robust clientele in commercial insurance can significantly increase their earnings potential. Taking advantage of training opportunities and pursuing additional certifications can also enhance earning capacity in this competitive market.
More salary data for Twin Falls, ID:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $60,000 for insurance agentsin the Twin Falls metropolitan area. A 3.60% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov