Insurance Agent Salary

Insurance Agent Hourly Pay in Tahlequah, OK: $26.47 (2026)

Quick Answer:Hourly pay for a insurance agent working in Tahlequah, OK runs $26.47 at the median for 2026 — annualizing to $55,063 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Tahlequah's regional price level (BEA RPP 88.9, 11% below national), each hour of work buys what $29.77 nationally would. A 24-hour part-time schedule grosses $33,034 per year.

$55,063
Median Annual Salary
$26.47/hr
Hourly Rate
$34,972
Entry Level (P10)
$85,349
Top Earners (P90)

Based on BLS state-level estimates · View source

Insurance Agent Hourly Rate in Tahlequah, OK — 2026 est., based on 2025 BLS
Tahlequah, OK insurance agent hourly rate overview (2026 est., based on 2025 BLS)

In Tahlequah, Oklahoma, the insurance agent hourly pay is projected to be $26.47 in 2026, which positions it below the national median of $31.02 per hour. This difference might affect career decisions for part-time workers, such as those seeking three-day workweeks, as their earnings will be less than their counterparts in other regions. Additionally, they may find opportunities in diverse settings, from independent agency offices to virtual policy quoting. Entry-level positions can expect to start around $16.81 per hour, while top earners in the field can command rates as high as $41.04. The ranges suggest a significant potential for growth within the industry, especially in areas of specialization and the possibility for advancement.

About the Tahlequah Market

Salary estimated from Oklahoma average ($52,000) adjusted for local cost of living.

Insurance Agent Hourly Wage Breakdown

PercentileHourly RatePer 8hr Shift
Entry Level (P10)$16.81$134.51
Lower Range (P25)$20.30$162.36
Median (P50)$26.47$211.76
Upper Range (P75)$33.89$271.10
Top Earners (P90)$41.04$328.29

Estimated Annual Income by Work Schedule in Tahlequah

Based on $26.47/hr median hourly rate · 2026 est.

Horizontal bars showing a insurance agent in Tahlequah earning $26.47/hr would make approximately $31,764 part-time (24 hr/wk) or $55,057 full-time (40 hr/wk).Part-Time (24 hr/wk)$31,764Reduced (32 hr/wk)$42,352Full-Time (40 hr/wk)$55,057

At $26.47/hr, a insurance agent working full-time (40 hr/wk) in Tahlequah, OK can expect to earn approximately $55,057 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $31,764. With a cost-of-living index of 88.90 (below the national average), these earnings stretch further in Tahlequah.

Annual estimates assume 5052 working weeks per year. Actual earnings vary by employer, overtime, and benefits.

Hourly Rate Calculator

$211.76
per 8hr shift
$1,058.79
per week
$4,588
per month
$55,057
per year

Schedule Comparison in Tahlequah

ScheduleWeeklyMonthlyAnnual
Full-Time (40 hrs)$1,058.79$4,588$55,057
Part-Time (24 hrs)$635.28$2,753$33,034
Per Diem (16 hrs)$423.52$1,835$22,023

Compare Agent Wages With Similar Roles

RoleMedian Hourly
Insurance Agent (Tahlequah)$26.47
Real Estate Sales Agent (National Avg)$32.36
Personal Financial Advisor (National Avg)$51.62
Insurance Underwriter (National Avg)$37.70
Claims Adjuster (National Avg)$35.30
Horizontal bar chart comparing insurance agent median salary in Tahlequah ($55,063) with Oklahoma average ($57,358) and the US national median ($64,522).Tahlequah$55,063Oklahoma Avg$57,358-4.00%US National$64,522-14.66%

Insurance Agents in Tahlequah, OK earn a median of $55,063 per year (2026 est.), which is 14.66% lower than the national median of $64,522 and 4.00% below the Oklahoma state average of $57,358.

Insurance Agent Hourly Pay vs. Cost of Living

Working 24h/week at $26.47/hr = $33,034/year (purchasing power: $37,159).

Working 40h/week (full-time) = $55,057/year (purchasing power: $61,932).

CoL index: 88.9 (100 = national average). Your dollars stretch further here.

2019 BLS Actual

$20.90/hr

2025 BLS Actual

$25.55/hr

2026 Current Est.

$26.47/hr

2019–2027 Growth

+31.2%

Hourly Rate Trajectory for Insurance Agents in Tahlequah (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.

BLS Actual Estimated Projected
Hourly rate trajectory chart for insurance agents in Tahlequah. Baseline $20.90/hr in 2025, projected to $27.42/hr by 2027.$19$21$24$26$292019202020212022202320242025202620272025 BLS$20.90$21.41$20.45$23.74$24.24$21.34$25.55$26.47$27.42
YearHourly RateStatus
2019$20.90/hrActual
2020$21.41/hrActual
2021$20.45/hrActual
2022$23.74/hrActual
2023$24.24/hrActual
2024$21.34/hrActual
2025$25.55/hrActual
2026(current)$26.47/hrEstimated
2027$27.42/hrProjected

Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Tahlequah grew 22.3% from $20.90/hr (2019) to $25.55/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $27.42/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.

Note: Historical values (20192025) are actual BLS OEWS figures for the Tahlequah metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Working as an Hourly Insurance Agent in Tahlequah

When considering the financial implications of working part-time, an insurance agent in Tahlequah who commits to a 24-hour workweek could see an annual income significantly lower than a full-time counterpart. These part-time roles generally do not offer health benefits, leading many to explore options in commission-based structures typical in agencies and brokerages. Unlike per-diem work, which is rare in the insurance field, there might be lucrative consulting opportunities for experienced agents, especially those with CPCU or related credentials, who may charge anywhere from $200 to $600 for specialized work. The compensation varies based on employer type, with captive agents generally earning lower hourly rates compared to independent agents or those in larger commercial brokerages due to differing commission models. For agents negotiating terms, understanding the trade-offs of hourly pay with benefits is essential, as some may prefer a lower hourly rate for reliable health insurance coverage. Practical negotiation strategies in the local market could focus on leveraging one's qualifications to secure higher rates even within the constraints defined by the market in Tahlequah.

Frequently Asked Questions

What is the hourly rate for insurance agents in Tahlequah in 2026?

The estimated 2026 median hourly rate for insurance agents in Tahlequah is $26.47/hour, based on estimated 2026 salary (projected from 2025 BLS data at 3.60% annual growth). Rates range from $16.81 at entry level (10th percentile) to $41.04 for experienced practitioners (90th percentile). This is 14.7% below the national average. Hourly pay varies based on practice type, patient volume, years of experience, and whether the position includes benefits.

How much do part-time insurance agents make in Tahlequah?

A part-time insurance agent working 3 days per week (24 hours) in Tahlequah earns approximately $2,753/month, or $33,034/year at the median hourly rate of $26.47. Many insurance agents prefer part-time schedules for work-life balance, and some work at multiple practices to maximize earnings. Part-time positions may not include benefits like health insurance or retirement contributions, but typically offer higher hourly rates to compensate.

Are insurance agents in Tahlequah paid hourly or salary?

The majority of insurance agents in Tahlequah are paid hourly at a median rate of $26.47/hour. Some full-time positions at larger practices or organizations offer salaried compensation around $55,057/year, often bundled with benefits including health insurance, paid time off, retirement plans, and continuing education allowances. Hourly pay gives flexibility, while salary positions provide income stability.

How much does a full-time insurance agent make per year in Tahlequah?

A full-time insurance agent working 40 hours per week (2,080 hours/year) in Tahlequah earns approximately $55,057/year at the median hourly rate of $26.47. This is 14.7% below the national median. Top earners working full-time can reach $85,355/year at the 90th percentile rate. Overtime and weekend shifts may further increase annual earnings.

Do insurance agents earn more per hour working part-time in Tahlequah?

Part-time and per diem insurance agents in Tahlequah sometimes command higher hourly rates — up to $41.04/hour — because practices need flexible coverage for specific days or peak hours. However, part-time positions typically do not include benefits like health insurance, paid time off, or retirement contributions. When factoring in the value of benefits, full-time salaried positions may offer comparable or better total compensation despite a slightly lower hourly rate.

Related Pages

Nearby Cities in Oklahoma

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Tahlequah. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.

Data Sources & Methodology

Salary data for Tahlequah is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov

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