Insurance Agent Hourly Pay in Midwest City, OK: $27.33 (2026)
Quick Answer:Hourly pay for a insurance agent working in Midwest City, OK runs $27.33 at the median for 2026 — annualizing to $56,845 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Midwest City's regional price level (BEA RPP 88.9, 11% below national), each hour of work buys what $30.74 nationally would. A 24-hour part-time schedule grosses $34,107 per year.
Based on BLS state-level estimates · View source
In Midwest City, Oklahoma, the projected median hourly pay for insurance agents in 2026 stands at $27.33, which is notably lower than the national hourly median of $31.02. This discrepancy suggests a unique local economic landscape that affects compensation levels. For part-time workers, such as those operating three days a week, the hourly pay translates into a take-home income that might appeal to individuals seeking flexibility in their work-life balance. Insurance agents frequently work in various settings, from captive agency storefronts to independent offices and virtual platforms, giving them flexibility in how they manage their hours. Entry-level agents can expect to earn around $15.85 hourly, while seasoned professionals at the higher end of the spectrum can make up to $42.36, reflecting the competitive nature of the field in Midwest City.
About the Midwest City Market
Salary estimated from Oklahoma average ($52,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $15.85 | $126.81 |
| Lower Range (P25) | $21.29 | $170.32 |
| Median (P50) | $27.33 | $218.64 |
| Upper Range (P75) | $34.99 | $279.89 |
| Top Earners (P90) | $42.36 | $338.90 |
Estimated Annual Income by Work Schedule in Midwest City
Based on $27.33/hr median hourly rate · 2026 est.
At $27.33/hr, a insurance agent working full-time (40 hr/wk) in Midwest City, OK can expect to earn approximately $56,846 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $32,796. With a cost-of-living index of 88.90 (below the national average), these earnings stretch further in Midwest City.
Hourly Rate Calculator
Schedule Comparison in Midwest City
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,093.19 | $4,737 | $56,846 |
| Part-Time (24 hrs) | $655.91 | $2,842 | $34,107 |
| Per Diem (16 hrs) | $437.27 | $1,895 | $22,738 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Midwest City) | $27.33 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Midwest City, OK earn a median of $56,845 per year (2026 est.), which is 11.90% lower than the national median of $64,522 and 0.90% below the Oklahoma state average of $57,362.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $27.33/hr = $34,107/year (purchasing power: $38,366).
Working 40h/week (full-time) = $56,846/year (purchasing power: $63,943).
CoL index: 88.9 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$21.58/hr
2025 BLS Actual
$26.38/hr
2026 Current Est.
$27.33/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Midwest City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $21.58/hr | Actual |
| 2020 | $22.10/hr | Actual |
| 2021 | $21.11/hr | Actual |
| 2022 | $24.51/hr | Actual |
| 2023 | $25.02/hr | Actual |
| 2024 | $22.03/hr | Actual |
| 2025 | $26.38/hr | Actual |
| 2026(current) | $27.33/hr | Estimated |
| 2027 | $28.31/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Midwest City grew 22.3% from $21.58/hr (2019) to $26.38/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $28.31/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Midwest City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Midwest City
When considering overall earning potential, part-time agents working just 24 hours weekly might see significantly different annual incomes compared to their full-time counterparts, emphasizing the need for strategic planning. While some insurance professionals may pursue per-diem work, often it centers on commission-based pay, reducing the prevalence of typical per diem models. Insurance agents specializing in commercial or specialty lines can see salaries drastically increase, with risk consultants and expert witnesses commanding rates that dwarf the hourly pay of their peers. Employers range from captive companies like State Farm and Allstate, which tend to offer stable yet lower pay, to independent agencies and large brokerages that can provide higher compensation, especially for experienced agents. The trade-off between hourly pay and benefits is a crucial consideration; some may accept lower hourly rates for decent health insurance. To negotiate effectively, agents should weigh their options, understanding local pay scales and market trends while considering their long-term career trajectories in the field.
More salary data for Midwest City, OK:
Frequently Asked Questions
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Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Midwest City. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Midwest City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov