Insurance Agent Hourly Pay in Williston, ND: $27.24 (2026)
Quick Answer:Hourly pay for a insurance agent working in Williston, ND runs $27.24 at the median for 2026 — annualizing to $56,642 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Williston's regional price level (BEA RPP 92.0, 8% below national), each hour of work buys what $29.60 nationally would. A 24-hour part-time schedule grosses $33,991 per year.
Based on BLS state-level estimates · View source
In 2026, the insurance agent hourly pay in Williston, North Dakota is projected to be $27.24, which is notably lower than the national hourly median of $31.02. This discrepancy highlights the earning potential for part-time and per-diem workers, as those employed three days a week could expect to earn significantly less than their full-time counterparts. The hourly pay range for insurance agents in Williston spans from $17.32 for entry-level positions to around $42.21 for top earners, reflecting the diverse opportunities within different work settings including captive agent storefronts, independent agency offices, and virtual policy quoting environments. These estimates, derived from annual salary projections, provide a useful framework for understanding the landscape of insurance agent compensation in the region.
About the Williston Market
Salary estimated from North Dakota average ($55,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.32 | $138.58 |
| Lower Range (P25) | $20.97 | $167.75 |
| Median (P50) | $27.24 | $217.89 |
| Upper Range (P75) | $34.86 | $278.89 |
| Top Earners (P90) | $42.21 | $337.65 |
Estimated Annual Income by Work Schedule in Williston
Based on $27.24/hr median hourly rate · 2026 est.
At $27.24/hr, a insurance agent working full-time (40 hr/wk) in Williston, ND can expect to earn approximately $56,652 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $32,684. With a cost-of-living index of 92.00 (below the national average), these earnings stretch further in Williston.
Hourly Rate Calculator
Schedule Comparison in Williston
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,089.46 | $4,721 | $56,652 |
| Part-Time (24 hrs) | $653.67 | $2,833 | $33,991 |
| Per Diem (16 hrs) | $435.78 | $1,888 | $22,661 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Williston) | $27.24 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Williston, ND earn a median of $56,642 per year (2026 est.), which is 12.21% lower than the national median of $64,522 and 4.60% below the North Dakota state average of $59,373.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $27.24/hr = $33,991/year (purchasing power: $36,947).
Working 40h/week (full-time) = $56,652/year (purchasing power: $61,578).
CoL index: 92 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$21.50/hr
2025 BLS Actual
$26.29/hr
2026 Current Est.
$27.24/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Williston (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $21.50/hr | Actual |
| 2020 | $22.03/hr | Actual |
| 2021 | $21.04/hr | Actual |
| 2022 | $24.42/hr | Actual |
| 2023 | $24.94/hr | Actual |
| 2024 | $23.21/hr | Actual |
| 2025 | $26.29/hr | Actual |
| 2026(current) | $27.24/hr | Estimated |
| 2027 | $28.22/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Williston grew 22.3% from $21.50/hr (2019) to $26.29/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $28.22/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Williston metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Williston
Assessing earning potential on a part-time basis reveals that a 3-day workweek totals around 24 hours, which can amount to an annual income substantially less than what full-time agents earn. Per diem roles in insurance are relatively uncommon, as most compensation is commission-based; however, consultants and expert witnesses in coverage disputes command hourly rates well above the average for traditional agents, often ranging from $200 to $600 per hour depending on experience and credentials. In Williston, hourly pay varies significantly across employer types, with captive agents often receiving benefits that might make a lower hourly rate more appealing, while independent agencies and large commercial brokers create circumstances where higher hourly pay might not include those benefits. For those negotiating their compensation in this field, understanding these dynamics is crucial to making informed decisions that align both with financial needs and career aspirations in the insurance sector.
More salary data for Williston, ND:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Williston. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Williston is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov