Insurance Agent Hourly Pay in Henderson, NV: $23.42 (2026)
Quick Answer:Hourly pay for a insurance agent working in Henderson, NV runs $23.42 at the median for 2026 — annualizing to $48,721 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Henderson's regional price level (BEA RPP 98.3, 2% below national), each hour of work buys what $23.83 nationally would. A 24-hour part-time schedule grosses $29,233 per year.
Based on BLS state-level estimates · View source
In Henderson, NV, the projected median hourly pay for insurance agents stands at $23.42, which is significantly lower than the national median hourly rate of $31.02. This discrepancy may influence part-time and per-diem workers in the field, as many agents may choose to work three days a week, which equates to roughly 24 hours of work. Given the rate, a part-time insurance agent would earn around $561 weekly before taxes. The range for hourly wages in this profession stretches from $13.92 for entry-level positions (P10) to as high as $36.30 for top earners (P90). It’s essential to recognize that the hourly figures here are estimates that have been derived from projected annual salary data, reflecting the varied work environments such as independent agencies, captive agent storefronts, and remote policy quoting settings.
About the Henderson Market
Salary estimated from Nevada average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $13.92 | $111.39 |
| Lower Range (P25) | $17.53 | $140.23 |
| Median (P50) | $23.42 | $187.39 |
| Upper Range (P75) | $29.98 | $239.85 |
| Top Earners (P90) | $36.30 | $290.41 |
Estimated Annual Income by Work Schedule in Henderson
Based on $23.42/hr median hourly rate · 2026 est.
At $23.42/hr, a insurance agent working full-time (40 hr/wk) in Henderson, NV can expect to earn approximately $48,722 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $28,109. With a cost-of-living index of 98.30 (below the national average), these earnings stretch further in Henderson.
Hourly Rate Calculator
Schedule Comparison in Henderson
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $936.96 | $4,060 | $48,722 |
| Part-Time (24 hrs) | $562.18 | $2,436 | $29,233 |
| Per Diem (16 hrs) | $374.78 | $1,624 | $19,489 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Henderson) | $23.42 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Henderson, NV earn a median of $48,721 per year (2026 est.), which is 24.49% lower than the national median of $64,522 and 23.20% below the Nevada state average of $63,439.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $23.42/hr = $29,233/year (purchasing power: $29,739).
Working 40h/week (full-time) = $48,722/year (purchasing power: $49,564).
CoL index: 98.3 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$18.49/hr
2025 BLS Actual
$22.61/hr
2026 Current Est.
$23.42/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Henderson (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $18.49/hr | Actual |
| 2020 | $18.94/hr | Actual |
| 2021 | $18.09/hr | Actual |
| 2022 | $21.01/hr | Actual |
| 2023 | $21.45/hr | Actual |
| 2024 | $30.48/hr | Actual |
| 2025 | $22.61/hr | Actual |
| 2026(current) | $23.42/hr | Estimated |
| 2027 | $24.27/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Henderson grew 22.3% from $18.49/hr (2019) to $22.61/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $24.27/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Henderson metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Henderson
When considering annual incomes, part-time insurance agents working 24 hours a week would earn about $29,244 yearly, much less than what full-time agents might expect. The insurance sector often relies on commission-based compensation, making per-diem or 1099 work less common in this locality. Consulting risk managers can command rates between $200 and $400 per hour, while expert witnesses may bill between $300 and $600 in coverage disputes. Salary variations across employer types, such as independent agencies or large brokerage firms in Henderson, reflect different compensation structures; captive agents from State Farm or Allstate typically offer a stable but modest pay compared to the dynamic opportunities with commercial brokers, which often command higher rates. Negotiating for better compensation may be necessary, particularly for agents willing to sacrifice hourly pay for additional benefits like health insurance. Understanding the balance between hourly pay and employee benefits will be crucial for new and existing agents navigating their career paths in Henderson’s evolving insurance market.
More salary data for Henderson, NV:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Henderson. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Henderson is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov