Insurance Agent Hourly Pay in North Platte, NE: $26.40 (2026)
Quick Answer:Hourly pay for a insurance agent working in North Platte, NE runs $26.40 at the median for 2026 — annualizing to $54,898 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against North Platte's regional price level (BEA RPP 91.5, 8% below national), each hour of work buys what $28.85 nationally would. A 24-hour part-time schedule grosses $32,944 per year.
Based on BLS state-level estimates · View source
In 2026, insurance agents in North Platte, Nebraska, can expect an hourly median pay of $26.40, which is notably lower than the national hourly median of $31.02. This disparity reflects the local market conditions and cost-of-living index of 91.5, which is below the national average. For part-time insurance agents working three days a week, this hourly rate means they could plan their earnings around a 24-hour week, translating to a take-home pay that may not fully support all financial commitments. Entry-level agents typically earn around $17.46, while those in the 90th percentile can achieve up to $40.91 per hour. These figures generally arise from annual salary estimates, making it important for potential agents to understand the implications of commission-based earnings prevalent in this sector.
About the North Platte Market
Salary estimated from Nebraska average ($58,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.46 | $139.65 |
| Lower Range (P25) | $20.82 | $166.59 |
| Median (P50) | $26.40 | $211.18 |
| Upper Range (P75) | $33.78 | $270.27 |
| Top Earners (P90) | $40.91 | $327.29 |
Estimated Annual Income by Work Schedule in North Platte
Based on $26.40/hr median hourly rate · 2026 est.
At $26.40/hr, a insurance agent working full-time (40 hr/wk) in North Platte, NE can expect to earn approximately $54,906 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $31,677. With a cost-of-living index of 91.50 (below the national average), these earnings stretch further in North Platte.
Hourly Rate Calculator
Schedule Comparison in North Platte
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,055.89 | $4,576 | $54,906 |
| Part-Time (24 hrs) | $633.53 | $2,745 | $32,944 |
| Per Diem (16 hrs) | $422.36 | $1,830 | $21,963 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (North Platte) | $26.40 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in North Platte, NE earn a median of $54,898 per year (2026 est.), which is 14.92% lower than the national median of $64,522 and 7.00% below the Nebraska state average of $59,030.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $26.40/hr = $32,944/year (purchasing power: $36,004).
Working 40h/week (full-time) = $54,906/year (purchasing power: $60,007).
CoL index: 91.5 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$20.84/hr
2025 BLS Actual
$25.48/hr
2026 Current Est.
$26.40/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in North Platte (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $20.84/hr | Actual |
| 2020 | $21.35/hr | Actual |
| 2021 | $20.39/hr | Actual |
| 2022 | $23.67/hr | Actual |
| 2023 | $24.17/hr | Actual |
| 2024 | $23.73/hr | Actual |
| 2025 | $25.48/hr | Actual |
| 2026(current) | $26.40/hr | Estimated |
| 2027 | $27.35/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in North Platte grew 22.3% from $20.84/hr (2019) to $25.48/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $27.35/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the North Platte metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in North Platte
Focusing on the realities of part-time work in the insurance industry within North Platte, a 24-hour workweek could yield an annual income significantly lower than full-time counterparts, emphasizing the need for supplemental income sources. Per diem work is less common due to most compensation structures being commission-based, though specialized roles, such as consulting risk managers or expert witnesses, can see hourly pay ranging from $200 to $600 depending on experience and credentials like CPCU. The type of employer also influences hourly rates, with captive agencies often providing increased stability and benefits compared to independent brokers or large commercial firms. Agents accepting positions with better health insurance benefits might accept lower hourly rates, creating a trade-off that many must consider. Practical negotiation strategies for insurance agents in North Platte would include leveraging market research, understanding regional salary norms, and being prepared to discuss the full benefits package alongside hourly compensation.
More salary data for North Platte, NE:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in North Platte. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for North Platte is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov