Insurance Agent Hourly Pay in Dartmouth, MA: $37.08 (2026)
Quick Answer:Hourly pay for a insurance agent working in Dartmouth, MA runs $37.08 at the median for 2026 — annualizing to $77,124 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Dartmouth's regional price level (BEA RPP 108.5, 9% above national), each hour of work buys what $34.17 nationally would. A 24-hour part-time schedule grosses $46,274 per year.
Based on BLS state-level estimates · View source
Insurance agents in Dartmouth, Massachusetts, earn a competitive median hourly rate of $37.08, which significantly exceeds the national median of $31.02. This appealing hourly compensation opens doorways for part-time and per-diem professionals who typically work in environments such as independent agency offices or captive agent storefronts. With an hourly range from $21.78 for entry-level positions to $57.48 for top earners, it’s evident that the earning potential can greatly vary depending on experience and performance. These hourly estimates are derived from annual salary data and reflect the robust insurance market in Dartmouth, which accommodates various types of insurance agents, including those specializing in personal and commercial lines.
About the Dartmouth Market
Salary estimated from Massachusetts average ($82,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $21.78 | $174.21 |
| Lower Range (P25) | $27.22 | $217.73 |
| Median (P50) | $37.08 | $296.63 |
| Upper Range (P75) | $47.46 | $379.67 |
| Top Earners (P90) | $57.48 | $459.82 |
Estimated Annual Income by Work Schedule in Dartmouth
Based on $37.08/hr median hourly rate · 2026 est.
At $37.08/hr, a insurance agent working full-time (40 hr/wk) in Dartmouth, MA can expect to earn approximately $77,123 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $44,494. With a cost-of-living index of 108.50 (above the national average), these earnings may be offset by higher expenses in Dartmouth.
Hourly Rate Calculator
Schedule Comparison in Dartmouth
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,483.14 | $6,427 | $77,123 |
| Part-Time (24 hrs) | $889.88 | $3,856 | $46,274 |
| Per Diem (16 hrs) | $593.26 | $2,571 | $30,849 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Dartmouth) | $37.08 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Dartmouth, MA earn a median of $77,124 per year (2026 est.), which is 19.53% higher than the national median of $64,522 and 2.60% below the Massachusetts state average of $79,183.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $37.08/hr = $46,274/year (purchasing power: $42,649).
Working 40h/week (full-time) = $77,123/year (purchasing power: $71,081).
CoL index: 108.5 (100 = national average).
2019 BLS Actual
$29.27/hr
2025 BLS Actual
$35.79/hr
2026 Current Est.
$37.08/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Dartmouth (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $29.27/hr | Actual |
| 2020 | $29.99/hr | Actual |
| 2021 | $28.64/hr | Actual |
| 2022 | $33.25/hr | Actual |
| 2023 | $33.95/hr | Actual |
| 2024 | $41.66/hr | Actual |
| 2025 | $35.79/hr | Actual |
| 2026(current) | $37.08/hr | Estimated |
| 2027 | $38.41/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Dartmouth grew 22.3% from $29.27/hr (2019) to $35.79/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $38.41/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Dartmouth metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Dartmouth
For agents working part-time, such as those committing to a three-day work week (approximately 24 hours), the financial outlook can be markedly different from their full-time counterparts. A part-time insurance agent earning this median rate would take home approximately $46,000 per year, a fraction compared to full-time earnings, highlighting the necessity of thoughtful career planning. While per-diem opportunities in Dartmouth exist, they are less common, primarily because most insurance positions hinge on commission-based pay. In Dartmouth, captive agents from traditional carriers may offer lower hourly rates but often provide essential benefits like health insurance. Conversely, seasoned professionals engaged with commercial brokerages demand higher fees for consulting, reflecting the varied earning landscape across different insurance sectors in the area. Negotiating pay becomes paramount, especially for those whose expertise in risk management and credentials like CPCU enhance their value in this competitive market.
More salary data for Dartmouth, MA:
Frequently Asked Questions
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Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Dartmouth. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Dartmouth is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov