Insurance Agent Hourly Pay in Sioux City, IA: $30.70 (2026)
Quick Answer:Hourly pay for a insurance agent working in Sioux City, IA runs $30.70 at the median for 2026 — annualizing to $63,849 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Sioux City's regional price level (BEA RPP 86.5, 14% below national), each hour of work buys what $35.51 nationally would. A 24-hour part-time schedule grosses $38,309 per year.
Official BLS data · View source
In Sioux City, IA, the insurance agent hourly pay averages around $30.70, slightly below the national median hourly rate of $31.02. This differential can affect part-time workers and per-diem agents who may find themselves earning less compared to their counterparts in larger urban areas. For agents working three days a week, this translates to an approximate $30,000 annual income, which is quite manageable in a city with a cost of living index below the national average. Entry-level insurance agents can expect to earn around $19.13 hourly, whereas seasoned professionals can command rates as high as $67.53. The hourly pay range reflects various roles from captive agents in storefronts to independent agency positions, revealing a diverse landscape that offers different earning potentials.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $19.13 | $153.08 |
| Lower Range (P25) | $22.68 | $181.42 |
| Median (P50) | $30.70 | $245.57 |
| Upper Range (P75) | $39.93 | $319.42 |
| Top Earners (P90) | $67.53 | $540.21 |
Estimated Annual Income by Work Schedule in Sioux City
Based on $30.70/hr median hourly rate · 2026 est.
At $30.70/hr, a insurance agent working full-time (40 hr/wk) in Sioux City, IA can expect to earn approximately $63,849 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $36,836. With a cost-of-living index of 86.45 (below the national average), these earnings stretch further in Sioux City.
Hourly Rate Calculator
Schedule Comparison in Sioux City
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,227.87 | $5,321 | $63,849 |
| Part-Time (24 hrs) | $736.72 | $3,192 | $38,309 |
| Per Diem (16 hrs) | $491.15 | $2,128 | $25,540 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Sioux City) | $30.70 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Sioux City, IA earn a median of $63,849 per year (2026 est.), which is 1.04% lower than the national median of $64,522 and 0.70% below the Iowa state average of $64,299.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $30.70/hr = $38,309/year (purchasing power: $44,312).
Working 40h/week (full-time) = $63,849/year (purchasing power: $73,853).
CoL index: 86.454 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$37.63/hr
2025 BLS Actual
$29.63/hr
2026 Current Est.
$30.70/hr
2019–2027 Growth
+-15.5%
Hourly Rate Trajectory for Insurance Agents in Sioux City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $37.63/hr | Actual |
| 2020 | $19.79/hr | Actual |
| 2021 | $23.02/hr | Actual |
| 2022 | $30.11/hr | Actual |
| 2023 | $34.45/hr | Actual |
| 2024 | $29.74/hr | Actual |
| 2025 | $29.63/hr | Actual |
| 2026(current) | $30.70/hr | Estimated |
| 2027 | $31.80/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Sioux City grew -21.3% from $37.63/hr (2019) to $29.63/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $31.80/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sioux City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Sioux City
When considering part-time work in the insurance industry, a 3-day weekly schedule (averaging 24 hours) would yield an annual take-home of approximately $30,000, significantly less than the full-time average. The per diem insurance agent pay in Sioux City isn't common, as most agents operate on commission-based models. However, those consulting as risk managers can charge significantly higher rates, with former CPCU-designated brokers commanding $200-$400/hour. In terms of employer type, captive agents typically offer more stable hourly rates, often at the expense of benefits, unlike independent agencies and large brokerages that might provide comprehensive health plans but lower hourly pay. Negotiating for benefits can be a trade-off for agents deciding between fixed pay and higher earnings without insurance coverage—this balance is crucial in Sioux City’s evolving job market.
More salary data for Sioux City, IA:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Sioux City. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov