Insurance Agent Hourly Pay in Rockford, IL: $25.67 (2026)
Quick Answer:Hourly pay for a insurance agent working in Rockford, IL runs $25.67 at the median for 2026 — annualizing to $53,385 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Rockford's regional price level (BEA RPP 92.2, 8% below national), each hour of work buys what $27.86 nationally would. A 24-hour part-time schedule grosses $32,039 per year.
Official BLS data · View source
In Rockford, Illinois, the hourly pay for insurance agents stands at a median of $25.67, which is considerably lower than the national median of $31.02. This difference influences both part-time and per-diem workers in the industry, who often find themselves in various settings such as independent agency offices, captive agent storefronts, and client visits for commercial inspections. With an hourly range stretching from $16.87 at the lower end to $50.78 for top earners, the compensation can vary significantly based on experience and role. The data provided comes directly from the official Bureau of Labor Statistics, underscoring these figures as solid benchmarks for those considering a career in insurance in Rockford.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $16.87 | $134.93 |
| Lower Range (P25) | $19.16 | $153.25 |
| Median (P50) | $25.67 | $205.38 |
| Upper Range (P75) | $32.84 | $262.73 |
| Top Earners (P90) | $50.78 | $406.28 |
Estimated Annual Income by Work Schedule in Rockford
Based on $25.67/hr median hourly rate · 2026 est.
At $25.67/hr, a insurance agent working full-time (40 hr/wk) in Rockford, IL can expect to earn approximately $53,398 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $30,806. With a cost-of-living index of 92.15 (below the national average), these earnings stretch further in Rockford.
Hourly Rate Calculator
Schedule Comparison in Rockford
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,026.88 | $4,450 | $53,398 |
| Part-Time (24 hrs) | $616.13 | $2,670 | $32,039 |
| Per Diem (16 hrs) | $410.75 | $1,780 | $21,359 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Rockford) | $25.67 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Rockford, IL earn a median of $53,385 per year (2026 est.), which is 17.26% lower than the national median of $64,522 and 12.60% below the Illinois state average of $61,081.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $25.67/hr = $32,039/year (purchasing power: $34,767).
Working 40h/week (full-time) = $53,398/year (purchasing power: $57,944).
CoL index: 92.154 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.92/hr
2025 BLS Actual
$24.78/hr
2026 Current Est.
$25.67/hr
2019–2027 Growth
+16.0%
Hourly Rate Trajectory for Insurance Agents in Rockford (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.92/hr | Actual |
| 2020 | $22.38/hr | Actual |
| 2021 | $17.41/hr | Actual |
| 2022 | $21.65/hr | Actual |
| 2023 | $23.34/hr | Actual |
| 2024 | $23.91/hr | Actual |
| 2025 | $24.78/hr | Actual |
| 2026(current) | $25.67/hr | Estimated |
| 2027 | $26.60/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Rockford grew 8.1% from $22.92/hr (2019) to $24.78/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $26.60/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Rockford metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Rockford
Part-time insurance agents working three days a week, for a total of 24 hours, can expect a gross annual income of approximately $31,200, which is significantly less than their full-time counterparts. Per-diem work is not as prevalent in this field, as many insurance agents primarily function on commission-based structures. However, specialized roles, like consulting risk managers with CPCU credentials, can command hourly fees ranging from $200 to $400, and expert witnesses in disputes may see rates between $300 and $600. Differences in hourly rates also depend on the type of employer; captive agencies can offer more stable wages and benefits, while independent firms may provide higher compensation without the same perks. Agents might find it worthwhile to negotiate for better pay versus benefits, as working for companies that offer health insurance can equate to accepting lower hourly rates. In Rockford, an understanding of the local market dynamics and employer types can greatly enhance an agent's earning potential.
More salary data for Rockford, IL:
Frequently Asked Questions
What is the hourly rate for insurance agents in Rockford in 2026?
How much do part-time insurance agents make in Rockford?
Are insurance agents in Rockford paid hourly or salary?
How much does a full-time insurance agent make per year in Rockford?
Do insurance agents earn more per hour working part-time in Rockford?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Illinois
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Rockford. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov