Insurance Agent Hourly Pay in San Tan Valley, AZ: $30.08 (2026)
Quick Answer:Hourly pay for a insurance agent working in San Tan Valley, AZ runs $30.08 at the median for 2026 — annualizing to $62,554 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against San Tan Valley's regional price level (BEA RPP 98.5, 1% below national), each hour of work buys what $30.53 nationally would. A 24-hour part-time schedule grosses $37,534 per year.
Based on BLS state-level estimates · View source
Insurance agents in San Tan Valley, AZ, can expect to earn a median hourly pay of $30.08, slightly below the national median of $31.02. This rate offers flexibility for those considering part-time roles or per-diem work, making this profession ideal for individuals seeking to balance work commitments with other responsibilities. Part-time insurance agents working three days a week can benefit from this hourly rate while engaging in various duties, including assisting clients in specialized environments like independent agency offices or virtual policy consultations. The hourly earnings range from $17.68 at the entry-level (10th percentile) to $46.61 for top earners (90th percentile), providing opportunities for growth and specialization in the San Tan Valley market.
About the San Tan Valley Market
Salary estimated from Arizona average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.68 | $141.48 |
| Lower Range (P25) | $23.30 | $186.40 |
| Median (P50) | $30.08 | $240.60 |
| Upper Range (P75) | $38.50 | $307.98 |
| Top Earners (P90) | $46.61 | $372.88 |
Estimated Annual Income by Work Schedule in San Tan Valley
Based on $30.08/hr median hourly rate · 2026 est.
At $30.08/hr, a insurance agent working full-time (40 hr/wk) in San Tan Valley, AZ can expect to earn approximately $62,556 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $36,090. With a cost-of-living index of 98.50 (below the national average), these earnings stretch further in San Tan Valley.
Hourly Rate Calculator
Schedule Comparison in San Tan Valley
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,203.00 | $5,213 | $62,556 |
| Part-Time (24 hrs) | $721.80 | $3,128 | $37,534 |
| Per Diem (16 hrs) | $481.20 | $2,085 | $25,022 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (San Tan Valley) | $30.08 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in San Tan Valley, AZ earn a median of $62,554 per year (2026 est.), which is 3.05% lower than the national median of $64,522 and 0.50% above the Arizona state average of $62,242.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $30.08/hr = $37,534/year (purchasing power: $38,105).
Working 40h/week (full-time) = $62,556/year (purchasing power: $63,509).
CoL index: 98.5 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$23.74/hr
2025 BLS Actual
$29.03/hr
2026 Current Est.
$30.08/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in San Tan Valley (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $23.74/hr | Actual |
| 2020 | $24.32/hr | Actual |
| 2021 | $23.23/hr | Actual |
| 2022 | $26.97/hr | Actual |
| 2023 | $27.54/hr | Actual |
| 2024 | $29.52/hr | Actual |
| 2025 | $29.03/hr | Actual |
| 2026(current) | $30.08/hr | Estimated |
| 2027 | $31.16/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in San Tan Valley grew 22.3% from $23.74/hr (2019) to $29.03/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $31.16/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the San Tan Valley metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in San Tan Valley
On average, a part-time insurance agent working 24 hours a week would earn approximately $37,539 annually, a considerable sum yet distinctly less than full-time counterparts. Per-diem positions are relatively uncommon in this field, as most agents work on a commission basis. However, niche roles like consulting risk managers can command hourly rates between $200 and $400. In San Tan Valley, the varied employer landscape influences pay rates; captive agents at companies like State Farm or Farmers Insurance may receive different compensation compared to those in independent agencies or large commercial brokerages like Aon or Marsh, where higher salaries for commercial and specialty lines are common. Some insurance agents may choose lower hourly wages within captive models for the benefit of health insurance and stability. For those negotiating their pay, understanding the market dynamics and the trade-offs between hourly compensation and benefits can be essential for making informed decisions that align with professional and personal goals.
More salary data for San Tan Valley, AZ:
Frequently Asked Questions
What is the hourly rate for insurance agents in San Tan Valley in 2026?
How much do part-time insurance agents make in San Tan Valley?
Are insurance agents in San Tan Valley paid hourly or salary?
How much does a full-time insurance agent make per year in San Tan Valley?
Do insurance agents earn more per hour working part-time in San Tan Valley?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Arizona
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in San Tan Valley. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for San Tan Valley is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov