Insurance Agent Hourly Pay in Florence, AZ: $29.19 (2026)
Quick Answer:Hourly pay for a insurance agent working in Florence, AZ runs $29.19 at the median for 2026 — annualizing to $60,734 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Florence's regional price level (BEA RPP 98.5, 1% below national), each hour of work buys what $29.64 nationally would. A 24-hour part-time schedule grosses $36,435 per year.
Based on BLS state-level estimates · View source
In Florence, Arizona, the insurance agent hourly pay is set to average $29.19 in 2026, which falls short of the national hourly median of $31.02. This wage provides a foundational view for part-time professionals, especially those working three days a week, as it allows flexibility in earnings while accommodating the demands of client meetings and various office environments. With an hourly range between $17.26 at entry-level positions to $45.26 for seasoned agents, opportunities exist across different settings, including independent agency offices and direct virtual platforms. The figures herein are derived from annual salary data and reflect the local market dynamics, key for individuals considering a career in insurance within Florence.
About the Florence Market
Salary estimated from Arizona average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.26 | $138.08 |
| Lower Range (P25) | $21.51 | $172.06 |
| Median (P50) | $29.19 | $233.56 |
| Upper Range (P75) | $37.38 | $299.03 |
| Top Earners (P90) | $45.26 | $362.10 |
Estimated Annual Income by Work Schedule in Florence
Based on $29.19/hr median hourly rate · 2026 est.
At $29.19/hr, a insurance agent working full-time (40 hr/wk) in Florence, AZ can expect to earn approximately $60,725 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $35,033. With a cost-of-living index of 98.50 (below the national average), these earnings stretch further in Florence.
Hourly Rate Calculator
Schedule Comparison in Florence
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,167.78 | $5,060 | $60,725 |
| Part-Time (24 hrs) | $700.67 | $3,036 | $36,435 |
| Per Diem (16 hrs) | $467.11 | $2,024 | $24,290 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Florence) | $29.19 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Florence, AZ earn a median of $60,734 per year (2026 est.), which is 5.87% lower than the national median of $64,522 and 2.40% below the Arizona state average of $62,228.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $29.19/hr = $36,435/year (purchasing power: $36,990).
Working 40h/week (full-time) = $60,725/year (purchasing power: $61,649).
CoL index: 98.5 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$23.05/hr
2025 BLS Actual
$28.18/hr
2026 Current Est.
$29.19/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Florence (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $23.05/hr | Actual |
| 2020 | $23.61/hr | Actual |
| 2021 | $22.55/hr | Actual |
| 2022 | $26.18/hr | Actual |
| 2023 | $26.73/hr | Actual |
| 2024 | $28.66/hr | Actual |
| 2025 | $28.18/hr | Actual |
| 2026(current) | $29.19/hr | Estimated |
| 2027 | $30.25/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Florence grew 22.3% from $23.05/hr (2019) to $28.18/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $30.25/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Florence metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Florence
Examining the potential earnings for a part-time insurance agent working 24 hours weekly can shine a light on the economic impact of such a schedule. A part-time agent might see earnings of about $36,483 annually, a stark contrast to a full-time counterpart. Many insurance jobs, particularly those based in agency settings, may lean towards commission structures, which complicate the per diem insurance agent pay in Florence. While some may find more lucrative roles in consulting or as expert witnesses, where rates soar to $200-$600 per hour, traditional hourly roles in Florence vary depending on employer type. Captive agents at companies like State Farm or Allstate might see lower hourly rates compared to independent agencies or commercial brokerages, where higher premiums for commercial and specialty lines allow for better compensation. The choice between hourly pay with benefits and higher rates without them puts agents in a delicate balancing act, highlighting the importance of negotiating salary expectations aligned with market realities.
More salary data for Florence, AZ:
Frequently Asked Questions
What is the hourly rate for insurance agents in Florence in 2026?
How much do part-time insurance agents make in Florence?
Are insurance agents in Florence paid hourly or salary?
How much does a full-time insurance agent make per year in Florence?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Florence. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Florence is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov