Insurance Agent Salary

Raleigh vs Winston-Salem: Insurance Agent Salary (2026)

Compare insurance agent salaries between Raleigh, NC and Winston-Salem, NC. All figures are 2026 estimates projected from BLS 2025 data.

Raleigh, NC
$62,056
$29.84/hr
Winston-Salem, NC
$54,286
$26.10/hr

Side-by-Side Comparison

MetricRaleigh, NCWinston-Salem, NC
Median Salary$62,056$54,286
Hourly Rate$29.84$26.10
Entry Level (P10)$46,288$31,486
25th Percentile$48,143$39,086
75th Percentile$77,897$69,487
Top Earner (P90)$104,014$84,144
Total Employed2,90059
Side-by-side bar chart comparing Raleigh ($62,056) and Winston-Salem ($54,286) insurance agent salaries.RaleighWinston-SalemMedian Salary$62,056$54,286Entry Level (P10)$46,288$31,486Top Earner (P90)$104,014$84,144US Median $64,522

Verdict

Raleigh, NC offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Winston-Salem.

The salary gap between Raleigh and Winston-Salem is $7,770 (14.31%). Raleigh's median is -3.82% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Raleigh spans $57,726,Winston-Salem spans $52,658. Raleigh has a wider pay range, meaning more potential for high earners but also more variation.

Raleigh
P10 (Entry)$46,288
P25$48,143
Median$62,056
P75$77,897
P90 (Top)$104,014
Winston-Salem
P10 (Entry)$31,486
P25$39,086
Median$54,286
P75$69,487
P90 (Top)$84,144

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Raleigh ($63,221 effective) pays 9.01% more than Winston-Salem ($57,998 effective).

Raleigh
Nominal: $62,056
CoL Index: 98.157
Adjusted: $63,221
Winston-Salem
Nominal: $54,286
CoL Index: 93.6
Adjusted: $57,998

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Raleigh if…

  • Higher median salary ($62,056/year)
  • Better top-earner potential ($104,014)
  • Larger job market (2,900 employed)
  • Better purchasing power (CoL-adjusted: $63,221)
  • You prefer the North Carolina area and lifestyle

Choose Winston-Salem if…

  • You prefer the North Carolina area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Raleigh grew 9.7% from 2019 to 2025, compared to -6.9% growth in Winston-Salem over the same period.

Raleigh, NC

+9.7%

$54,580 (2019) → $59,900 (2025)

Winston-Salem, NC

+-6.9%

$56,263 (2024) → $52,400 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Raleigh or Winston-Salem?

Raleigh has a higher median insurance agent salary at $62,056/year, compared to Winston-Salem at $54,286/year — a difference of $7,770 (14.31%).

What is the hourly rate difference between Raleigh and Winston-Salem?

Raleigh insurance agents earn $29.84/hr while Winston-Salem hygienists earn $26.10/hr (2026 est.).

Should I relocate from Raleigh to Winston-Salem as a insurance agent?

Consider more than just salary when comparing Raleigh and Winston-Salem. Factor in cost of living (CoL-adjusted: Raleigh = $63,221, Winston-Salem = $57,998), job availability (2,900 vs 59 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Raleigh vs Winston-Salem?

Entry-level (10th percentile) insurance agents earn $46,288 in Raleigh and $31,486 in Winston-Salem. The Raleigh area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov