Los Angeles vs Sacramento: Insurance Agent Salary (2026)
Compare insurance agent salaries between Los Angeles, CA and Sacramento, CA. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Los Angeles, CA | Sacramento, CA |
|---|---|---|
| Median Salary | $79,637 | $83,854▲ |
| Hourly Rate | $38.29 | $40.31▲ |
| Entry Level (P10) | $38,798 | $46,423▲ |
| 25th Percentile | $50,039 | $61,083▲ |
| 75th Percentile | $108,169 | $127,563▲ |
| Top Earner (P90) | $167,335▲ | $163,833 |
| Total Employed | 14,680▲ | 2,780 |
Verdict
Los Angeles and Sacramento are closely matched on overall insurance agent compensation, each winning on different metrics.
The salary gap between Los Angeles and Sacramento is $4,217 (5.30%). Sacramento's median is +29.96% compared to the US national median of $64,522.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Los Angeles spans $128,537,Sacramento spans $117,410. Los Angeles has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Sacramento ($78,611 effective) pays 12.10% more than Los Angeles ($70,124 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Los Angeles if…
- ✓Better top-earner potential ($167,335)
- ✓Larger job market (14,680 employed)
- ✓You prefer the California area and lifestyle
Choose Sacramento if…
- ✓Higher median salary ($83,854/year)
- ✓Better purchasing power (CoL-adjusted: $78,611)
- ✓You prefer the California area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, insurance agent salaries in Los Angeles grew 51.4% from 2019 to 2025, compared to 44.9% growth in Sacramento over the same period.
Los Angeles, CA
$50,760 (2019) → $76,870 (2025)
Sacramento, CA
$55,850 (2019) → $80,940 (2025)
View Full Salary Data
Los Angeles, CA
Sacramento, CA
Frequently Asked Questions
Which city pays insurance agents more: Los Angeles or Sacramento?
What is the hourly rate difference between Los Angeles and Sacramento?
Should I relocate from Los Angeles to Sacramento as a insurance agent?
What do entry-level insurance agents earn in Los Angeles vs Sacramento?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov