Insurance Agent Salary

Lansing vs Traverse City: Insurance Agent Salary (2026)

Compare insurance agent salaries between Lansing, MI and Traverse City, MI. All figures are 2026 estimates projected from BLS 2025 data.

Lansing, MI
$68,190
$32.78/hr
Traverse City, MI
$65,423
$31.45/hr

Side-by-Side Comparison

MetricLansing, MITraverse City, MI
Median Salary$68,190$65,423
Hourly Rate$32.78$31.45
Entry Level (P10)$38,197$39,679
25th Percentile$52,753$49,645
75th Percentile$102,378$97,446
Top Earner (P90)$119,409$157,607
Total Employed640300
Side-by-side bar chart comparing Lansing ($68,190) and Traverse City ($65,423) insurance agent salaries.LansingTraverse CityMedian Salary$68,190$65,423Entry Level (P10)$38,197$39,679Top Earner (P90)$119,409$157,607US Median $64,522

Verdict

Lansing, MI offers better overall compensation for insurance agents, winning 3 out of 4 metrics compared to Traverse City.

The salary gap between Lansing and Traverse City is $2,767 (4.23%). Lansing's median is +5.68% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Lansing spans $81,212,Traverse City spans $117,928. Traverse City has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

Lansing
P10 (Entry)$38,197
P25$52,753
Median$68,190
P75$102,378
P90 (Top)$119,409
Traverse City
P10 (Entry)$39,679
P25$49,645
Median$65,423
P75$97,446
P90 (Top)$157,607

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Lansing ($71,786 effective) pays 2.45% more than Traverse City ($70,067 effective).

Lansing
Nominal: $68,190
CoL Index: 94.991
Adjusted: $71,786
Traverse City
Nominal: $65,423
CoL Index: 93.372
Adjusted: $70,067

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Lansing if…

  • Higher median salary ($68,190/year)
  • Larger job market (640 employed)
  • Better purchasing power (CoL-adjusted: $71,786)
  • You prefer the Michigan area and lifestyle

Choose Traverse City if…

  • Better top-earner potential ($157,607)
  • You prefer the Michigan area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Lansing grew 41.8% from 2019 to 2025, compared to 3.8% growth in Traverse City over the same period.

Lansing, MI

+41.8%

$46,420 (2019) → $65,820 (2025)

Traverse City, MI

+3.8%

$60,830 (2024) → $63,150 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Lansing or Traverse City?

Lansing has a higher median insurance agent salary at $68,190/year, compared to Traverse City at $65,423/year — a difference of $2,767 (4.23%).

What is the hourly rate difference between Lansing and Traverse City?

Lansing insurance agents earn $32.78/hr while Traverse City hygienists earn $31.45/hr (2026 est.).

Should I relocate from Lansing to Traverse City as a insurance agent?

Consider more than just salary when comparing Lansing and Traverse City. Factor in cost of living (CoL-adjusted: Lansing = $71,786, Traverse City = $70,067), job availability (640 vs 300 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Lansing vs Traverse City?

Entry-level (10th percentile) insurance agents earn $38,197 in Lansing and $39,679 in Traverse City. The Traverse City area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov