Insurance Agent Salary

Garden City vs Wichita: Insurance Agent Salary (2026)

Compare insurance agent salaries between Garden City, KS and Wichita, KS. All figures are 2026 estimates projected from BLS 2025 data.

Garden City, KS
$58,127
$27.94/hr
Wichita, KS
$50,671
$24.36/hr

Side-by-Side Comparison

MetricGarden City, KSWichita, KS
Median Salary$58,127$50,671
Hourly Rate$27.94$24.36
Entry Level (P10)$35,762$38,446
25th Percentile$43,905$39,534
75th Percentile$74,402$62,543
Top Earner (P90)$90,097$103,175
Total Employed61,130
Side-by-side bar chart comparing Garden City ($58,127) and Wichita ($50,671) insurance agent salaries.Garden CityWichitaMedian Salary$58,127$50,671Entry Level (P10)$35,762$38,446Top Earner (P90)$90,097$103,175US Median $64,522

Verdict

Garden City and Wichita are closely matched on overall insurance agent compensation, each winning on different metrics.

The salary gap between Garden City and Wichita is $7,456 (14.71%). Garden City's median is -9.91% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Garden City spans $54,335,Wichita spans $64,729. Wichita has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

Garden City
P10 (Entry)$35,762
P25$43,905
Median$58,127
P75$74,402
P90 (Top)$90,097
Wichita
P10 (Entry)$38,446
P25$39,534
Median$50,671
P75$62,543
P90 (Top)$103,175

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Garden City ($63,946 effective) pays 12.25% more than Wichita ($56,968 effective).

Garden City
Nominal: $58,127
CoL Index: 90.9
Adjusted: $63,946
Wichita
Nominal: $50,671
CoL Index: 88.946
Adjusted: $56,968

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Garden City if…

  • Higher median salary ($58,127/year)
  • Better purchasing power (CoL-adjusted: $63,946)
  • You prefer the Kansas area and lifestyle

Choose Wichita if…

  • Better top-earner potential ($103,175)
  • Larger job market (1,130 employed)
  • You prefer the Kansas area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Garden City grew 7.4% from 2024 to 2025, compared to 4.9% growth in Wichita over the same period.

Garden City, KS

+7.4%

$52,251 (2024) → $56,107 (2025)

Wichita, KS

+4.9%

$46,620 (2019) → $48,910 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Garden City or Wichita?

Garden City has a higher median insurance agent salary at $58,127/year, compared to Wichita at $50,671/year — a difference of $7,456 (14.71%).

What is the hourly rate difference between Garden City and Wichita?

Garden City insurance agents earn $27.94/hr while Wichita hygienists earn $24.36/hr (2026 est.).

Should I relocate from Garden City to Wichita as a insurance agent?

Consider more than just salary when comparing Garden City and Wichita. Factor in cost of living (CoL-adjusted: Garden City = $63,946, Wichita = $56,968), job availability (6 vs 1,130 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Garden City vs Wichita?

Entry-level (10th percentile) insurance agents earn $35,762 in Garden City and $38,446 in Wichita. The Wichita area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov