Insurance Agent Salary

East Honolulu vs Kahului: Insurance Agent Salary (2026)

Compare insurance agent salaries between East Honolulu, HI and Kahului, HI. All figures are 2026 estimates projected from BLS 2025 data.

East Honolulu, HI
$75,457
$36.28/hr
Kahului, HI
$65,589
$31.54/hr

Side-by-Side Comparison

MetricEast Honolulu, HIKahului, HI
Median Salary$75,457$65,589
Hourly Rate$36.28$31.54
Entry Level (P10)$44,800$46,112
25th Percentile$55,970$51,406
75th Percentile$96,585$82,300
Top Earner (P90)$116,958$121,689
Total Employed1260
Side-by-side bar chart comparing East Honolulu ($75,457) and Kahului ($65,589) insurance agent salaries.East HonoluluKahuluiMedian Salary$75,457$65,589Entry Level (P10)$44,800$46,112Top Earner (P90)$116,958$121,689US Median $64,522

Verdict

East Honolulu and Kahului are closely matched on overall insurance agent compensation, each winning on different metrics.

The salary gap between East Honolulu and Kahului is $9,868 (15.05%). East Honolulu's median is +16.95% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in East Honolulu spans $72,158,Kahului spans $75,577. Kahului has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

East Honolulu
P10 (Entry)$44,800
P25$55,970
Median$75,457
P75$96,585
P90 (Top)$116,958
Kahului
P10 (Entry)$46,112
P25$51,406
Median$65,589
P75$82,300
P90 (Top)$121,689

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, East Honolulu ($63,250 effective) pays 5.49% more than Kahului ($59,957 effective).

East Honolulu
Nominal: $75,457
CoL Index: 119.3
Adjusted: $63,250
Kahului
Nominal: $65,589
CoL Index: 109.393
Adjusted: $59,957

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose East Honolulu if…

  • Higher median salary ($75,457/year)
  • Better purchasing power (CoL-adjusted: $63,250)
  • You prefer the Hawaii area and lifestyle

Choose Kahului if…

  • Better top-earner potential ($121,689)
  • Larger job market (60 employed)
  • You prefer the Hawaii area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in East Honolulu grew 0.5% from 2024 to 2025, compared to 9.4% growth in Kahului over the same period.

East Honolulu, HI

+0.5%

$72,508 (2024) → $72,835 (2025)

Kahului, HI

+9.4%

$57,870 (2019) → $63,310 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: East Honolulu or Kahului?

East Honolulu has a higher median insurance agent salary at $75,457/year, compared to Kahului at $65,589/year — a difference of $9,868 (15.05%).

What is the hourly rate difference between East Honolulu and Kahului?

East Honolulu insurance agents earn $36.28/hr while Kahului hygienists earn $31.54/hr (2026 est.).

Should I relocate from East Honolulu to Kahului as a insurance agent?

Consider more than just salary when comparing East Honolulu and Kahului. Factor in cost of living (CoL-adjusted: East Honolulu = $63,250, Kahului = $59,957), job availability (12 vs 60 employed), commute, and career growth potential.

What do entry-level insurance agents earn in East Honolulu vs Kahului?

Entry-level (10th percentile) insurance agents earn $44,800 in East Honolulu and $46,112 in Kahului. The Kahului area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov