Insurance Agent Salary

Duluth vs St. Louis Park: Insurance Agent Salary (2026)

Compare insurance agent salaries between Duluth, MN and St. Louis Park, MN. All figures are 2026 estimates projected from BLS 2025 data.

Duluth, MN
$61,010
$29.33/hr
St. Louis Park, MN
$65,057
$31.28/hr

Side-by-Side Comparison

MetricDuluth, MNSt. Louis Park, MN
Median Salary$61,010$65,057
Hourly Rate$29.33$31.28
Entry Level (P10)$51,313$40,410
25th Percentile$52,028$49,372
75th Percentile$80,839$83,273
Top Earner (P90)$125,076$100,838
Total Employed3409
Side-by-side bar chart comparing Duluth ($61,010) and St. Louis Park ($65,057) insurance agent salaries.DuluthSt. Louis ParkMedian Salary$61,010$65,057Entry Level (P10)$51,313$40,410Top Earner (P90)$125,076$100,838US Median $64,522

Verdict

Duluth and St. Louis Park are closely matched on overall insurance agent compensation, each winning on different metrics.

The salary gap between Duluth and St. Louis Park is $4,047 (6.63%). St. Louis Park's median is +0.83% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Duluth spans $73,763,St. Louis Park spans $60,428. Duluth has a wider pay range, meaning more potential for high earners but also more variation.

Duluth
P10 (Entry)$51,313
P25$52,028
Median$61,010
P75$80,839
P90 (Top)$125,076
St. Louis Park
P10 (Entry)$40,410
P25$49,372
Median$65,057
P75$83,273
P90 (Top)$100,838

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Duluth ($68,730 effective) pays 4.06% more than St. Louis Park ($66,048 effective).

Duluth
Nominal: $61,010
CoL Index: 88.768
Adjusted: $68,730
St. Louis Park
Nominal: $65,057
CoL Index: 98.5
Adjusted: $66,048

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Duluth if…

  • Better top-earner potential ($125,076)
  • Larger job market (340 employed)
  • Better purchasing power (CoL-adjusted: $68,730)
  • You prefer the Minnesota area and lifestyle

Choose St. Louis Park if…

  • Higher median salary ($65,057/year)
  • You prefer the Minnesota area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Duluth grew 13.6% from 2019 to 2025, compared to -2.7% growth in St. Louis Park over the same period.

Duluth, MN

+13.6%

$51,860 (2019) → $58,890 (2025)

St. Louis Park, MN

+-2.7%

$64,511 (2024) → $62,796 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Duluth or St. Louis Park?

St. Louis Park has a higher median insurance agent salary at $65,057/year, compared to Duluth at $61,010/year — a difference of $4,047 (6.63%).

What is the hourly rate difference between Duluth and St. Louis Park?

Duluth insurance agents earn $29.33/hr while St. Louis Park hygienists earn $31.28/hr (2026 est.).

Should I relocate from Duluth to St. Louis Park as a insurance agent?

Consider more than just salary when comparing Duluth and St. Louis Park. Factor in cost of living (CoL-adjusted: Duluth = $68,730, St. Louis Park = $66,048), job availability (340 vs 9 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Duluth vs St. Louis Park?

Entry-level (10th percentile) insurance agents earn $51,313 in Duluth and $40,410 in St. Louis Park. The Duluth area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov