Insurance Agent Salary

Des Moines vs West Des Moines: Insurance Agent Salary (2026)

Compare insurance agent salaries between Des Moines, IA and West Des Moines, IA. All figures are 2026 estimates projected from BLS 2025 data.

Des Moines, IA
$63,341
$30.46/hr
West Des Moines, IA
$62,523
$30.05/hr

Side-by-Side Comparison

MetricDes Moines, IAWest Des Moines, IA
Median Salary$63,341$62,523
Hourly Rate$30.46$30.05
Entry Level (P10)$28,614$38,912
25th Percentile$47,293$46,294
75th Percentile$102,471$80,029
Top Earner (P90)$133,136$96,911
Total Employed2,94016
Side-by-side bar chart comparing Des Moines ($63,341) and West Des Moines ($62,523) insurance agent salaries.Des MoinesWest Des MoinesMedian Salary$63,341$62,523Entry Level (P10)$28,614$38,912Top Earner (P90)$133,136$96,911US Median $64,522

Verdict

Des Moines, IA offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to West Des Moines.

The salary gap between Des Moines and West Des Moines is $818 (1.31%). Des Moines's median is -1.83% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Des Moines spans $104,522,West Des Moines spans $57,999. Des Moines has a wider pay range, meaning more potential for high earners but also more variation.

Des Moines
P10 (Entry)$28,614
P25$47,293
Median$63,341
P75$102,471
P90 (Top)$133,136
West Des Moines
P10 (Entry)$38,912
P25$46,294
Median$62,523
P75$80,029
P90 (Top)$96,911

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, West Des Moines ($69,163 effective) pays 0.13% more than Des Moines ($69,073 effective).

Des Moines
Nominal: $63,341
CoL Index: 91.701
Adjusted: $69,073
West Des Moines
Nominal: $62,523
CoL Index: 90.4
Adjusted: $69,163

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Des Moines if…

  • Higher median salary ($63,341/year)
  • Better top-earner potential ($133,136)
  • Larger job market (2,940 employed)
  • You prefer the Iowa area and lifestyle

Choose West Des Moines if…

  • Better purchasing power (CoL-adjusted: $69,163)
  • You prefer the Iowa area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Des Moines grew 8.6% from 2019 to 2025, compared to 10.2% growth in West Des Moines over the same period.

Des Moines, IA

+8.6%

$56,310 (2019) → $61,140 (2025)

West Des Moines, IA

+10.2%

$54,771 (2024) → $60,350 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Des Moines or West Des Moines?

Des Moines has a higher median insurance agent salary at $63,341/year, compared to West Des Moines at $62,523/year — a difference of $818 (1.31%).

What is the hourly rate difference between Des Moines and West Des Moines?

Des Moines insurance agents earn $30.46/hr while West Des Moines hygienists earn $30.05/hr (2026 est.).

Should I relocate from Des Moines to West Des Moines as a insurance agent?

Consider more than just salary when comparing Des Moines and West Des Moines. Factor in cost of living (CoL-adjusted: Des Moines = $69,073, West Des Moines = $69,163), job availability (2,940 vs 16 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Des Moines vs West Des Moines?

Entry-level (10th percentile) insurance agents earn $28,614 in Des Moines and $38,912 in West Des Moines. The West Des Moines area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov