Council Bluffs vs Des Moines: Insurance Agent Salary (2026)
Compare insurance agent salaries between Council Bluffs, IA and Des Moines, IA. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Council Bluffs, IA | Des Moines, IA |
|---|---|---|
| Median Salary | $62,071 | $63,341▲ |
| Hourly Rate | $29.84 | $30.46▲ |
| Entry Level (P10) | $37,225▲ | $28,614 |
| 25th Percentile | $46,453 | $47,293▲ |
| 75th Percentile | $79,451 | $102,471▲ |
| Top Earner (P90) | $96,210 | $133,136▲ |
| Total Employed | 12 | 2,940▲ |
Verdict
Des Moines, IA offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Council Bluffs.
The salary gap between Council Bluffs and Des Moines is $1,270 (2.05%). Des Moines's median is -1.83% compared to the US national median of $64,522.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Council Bluffs spans $58,985,Des Moines spans $104,522. Des Moines has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Des Moines ($69,073 effective) pays 0.60% more than Council Bluffs ($68,663 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Council Bluffs if…
- ✓You prefer the Iowa area and lifestyle
Choose Des Moines if…
- ✓Higher median salary ($63,341/year)
- ✓Better top-earner potential ($133,136)
- ✓Larger job market (2,940 employed)
- ✓Better purchasing power (CoL-adjusted: $69,073)
- ✓You prefer the Iowa area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, insurance agent salaries in Council Bluffs grew 10.7% from 2024 to 2025, compared to 8.6% growth in Des Moines over the same period.
Council Bluffs, IA
$54,127 (2024) → $59,914 (2025)
Des Moines, IA
$56,310 (2019) → $61,140 (2025)
View Full Salary Data
Council Bluffs, IA
Des Moines, IA
Frequently Asked Questions
Which city pays insurance agents more: Council Bluffs or Des Moines?
What is the hourly rate difference between Council Bluffs and Des Moines?
Should I relocate from Council Bluffs to Des Moines as a insurance agent?
What do entry-level insurance agents earn in Council Bluffs vs Des Moines?
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov