Insurance Agent Salary

Bismarck vs Dickinson: Insurance Agent Salary (2026)

Compare insurance agent salaries between Bismarck, ND and Dickinson, ND. All figures are 2026 estimates projected from BLS 2025 data.

Bismarck, ND
$66,915
$32.17/hr
Dickinson, ND
$58,043
$27.91/hr

Side-by-Side Comparison

MetricBismarck, NDDickinson, ND
Median Salary$66,915$58,043
Hourly Rate$32.17$27.91
Entry Level (P10)$48,588$34,399
25th Percentile$49,552$42,872
75th Percentile$80,870$74,295
Top Earner (P90)$155,918$89,966
Total Employed2204
Side-by-side bar chart comparing Bismarck ($66,915) and Dickinson ($58,043) insurance agent salaries.BismarckDickinsonMedian Salary$66,915$58,043Entry Level (P10)$48,588$34,399Top Earner (P90)$155,918$89,966US Median $64,522

Verdict

Bismarck, ND offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Dickinson.

The salary gap between Bismarck and Dickinson is $8,872 (15.29%). Bismarck's median is +3.71% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Bismarck spans $107,330,Dickinson spans $55,567. Bismarck has a wider pay range, meaning more potential for high earners but also more variation.

Bismarck
P10 (Entry)$48,588
P25$49,552
Median$66,915
P75$80,870
P90 (Top)$155,918
Dickinson
P10 (Entry)$34,399
P25$42,872
Median$58,043
P75$74,295
P90 (Top)$89,966

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Bismarck ($73,514 effective) pays 16.52% more than Dickinson ($63,090 effective).

Bismarck
Nominal: $66,915
CoL Index: 91.024
Adjusted: $73,514
Dickinson
Nominal: $58,043
CoL Index: 92
Adjusted: $63,090

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Bismarck if…

  • Higher median salary ($66,915/year)
  • Better top-earner potential ($155,918)
  • Larger job market (220 employed)
  • Better purchasing power (CoL-adjusted: $73,514)
  • You prefer the North Dakota area and lifestyle

Choose Dickinson if…

  • You prefer the North Dakota area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Bismarck grew 52.6% from 2019 to 2025, compared to 13.2% growth in Dickinson over the same period.

Bismarck, ND

+52.6%

$42,320 (2019) → $64,590 (2025)

Dickinson, ND

+13.2%

$49,477 (2024) → $56,026 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Bismarck or Dickinson?

Bismarck has a higher median insurance agent salary at $66,915/year, compared to Dickinson at $58,043/year — a difference of $8,872 (15.29%).

What is the hourly rate difference between Bismarck and Dickinson?

Bismarck insurance agents earn $32.17/hr while Dickinson hygienists earn $27.91/hr (2026 est.).

Should I relocate from Bismarck to Dickinson as a insurance agent?

Consider more than just salary when comparing Bismarck and Dickinson. Factor in cost of living (CoL-adjusted: Bismarck = $73,514, Dickinson = $63,090), job availability (220 vs 4 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Bismarck vs Dickinson?

Entry-level (10th percentile) insurance agents earn $48,588 in Bismarck and $34,399 in Dickinson. The Bismarck area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov