Insurance Agent Salary

Baltimore vs Salisbury: Insurance Agent Salary (2026)

Compare insurance agent salaries between Baltimore, MD and Salisbury, MD. All figures are 2026 estimates projected from BLS 2025 data.

Baltimore, MD
$60,399
$29.04/hr
Salisbury, MD
$61,766
$29.70/hr

Side-by-Side Comparison

MetricBaltimore, MDSalisbury, MD
Median Salary$60,399$61,766
Hourly Rate$29.04$29.70
Entry Level (P10)$40,943$40,280
25th Percentile$46,589$47,335
75th Percentile$80,300$79,451
Top Earner (P90)$139,518$105,755
Total Employed2,840180
Side-by-side bar chart comparing Baltimore ($60,399) and Salisbury ($61,766) insurance agent salaries.BaltimoreSalisburyMedian Salary$60,399$61,766Entry Level (P10)$40,943$40,280Top Earner (P90)$139,518$105,755US Median $64,522

Verdict

Baltimore and Salisbury are closely matched on overall insurance agent compensation, each winning on different metrics.

The salary gap between Baltimore and Salisbury is $1,367 (2.26%). Salisbury's median is -4.27% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Baltimore spans $98,575,Salisbury spans $65,475. Baltimore has a wider pay range, meaning more potential for high earners but also more variation.

Baltimore
P10 (Entry)$40,943
P25$46,589
Median$60,399
P75$80,300
P90 (Top)$139,518
Salisbury
P10 (Entry)$40,280
P25$47,335
Median$61,766
P75$79,451
P90 (Top)$105,755

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Salisbury ($64,597 effective) pays 11.75% more than Baltimore ($57,805 effective).

Baltimore
Nominal: $60,399
CoL Index: 104.487
Adjusted: $57,805
Salisbury
Nominal: $61,766
CoL Index: 95.617
Adjusted: $64,597

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Baltimore if…

  • Better top-earner potential ($139,518)
  • Larger job market (2,840 employed)
  • You prefer the Maryland area and lifestyle

Choose Salisbury if…

  • Higher median salary ($61,766/year)
  • Better purchasing power (CoL-adjusted: $64,597)
  • You prefer the Maryland area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Baltimore grew 20.8% from 2019 to 2025, compared to 8.0% growth in Salisbury over the same period.

Baltimore, MD

+20.8%

$48,270 (2019) → $58,300 (2025)

Salisbury, MD

+8.0%

$55,190 (2019) → $59,620 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Baltimore or Salisbury?

Salisbury has a higher median insurance agent salary at $61,766/year, compared to Baltimore at $60,399/year — a difference of $1,367 (2.26%).

What is the hourly rate difference between Baltimore and Salisbury?

Baltimore insurance agents earn $29.04/hr while Salisbury hygienists earn $29.70/hr (2026 est.).

Should I relocate from Baltimore to Salisbury as a insurance agent?

Consider more than just salary when comparing Baltimore and Salisbury. Factor in cost of living (CoL-adjusted: Baltimore = $57,805, Salisbury = $64,597), job availability (2,840 vs 180 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Baltimore vs Salisbury?

Entry-level (10th percentile) insurance agents earn $40,943 in Baltimore and $40,280 in Salisbury. The Baltimore area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov